300 River Knoll Ln, Tryon, NC 28782 Property Records

Polk County property record for 300 River Knoll Ln, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,440 sqft · built 1990
Lot Size	2.38 acres (103,673 sqft)
Owner	Individual Name on File
Last Sale	$514,000 (Jun 2024)
Tax Bill	$2,622 (2026)
Deeds & Mortgages	Jul 2026 Mortgage May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`P75-103`

Property Details

APN / Parcel Number

Primary APN	`P75-103`
Alternative APN	`54193`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,440 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	103,673 sqft (2.38 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	54193
Street Address	300 RIVER KNOLL LN
City	TRYON
State	NC
Zip	28782-6661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT #27A, 0S08A STONEY BROOK 09
Legal Subdivision	STONEY BROOK
Legal Lot Number	27A
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1024
Census Tract	920104

Owner

300 River Knoll Ln is owned and occupied by an individual who bought it in June 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	300 RIVER KNOLL LN, TRYON, NC 28782-6661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · VA Mortgage FIFTH THIRD BANK
May 3, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2024 · Amount on File
Deed Sale	Jun 10, 2024 · Amount on File
Prior Sale	Jan 18, 2007 · Amount on File
Deed Book / Page	485 / 2152
Prior Transfer Date	Aug 11, 2006
Prior Transfer Doc	345/0415
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Recording Date	Jul 6, 2026
Property Address	300 RIVER KNOLL LN, TRYON, NC 28782-6661
Document Number	0500002207
Book / Page	500 / 2207
Instrument Date	Jul 2, 2026
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 RIVER KNOLL LN, TRYON, NC 28782-6661

Mortgage

Document Number	0500002207,
Date	Jul 6, 2026
Book Page	500/2207

Lender

Name	FIFTH THIRD BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	May 3, 2023
Property Address	300 RIVER KNOLL LN, TRYON, NC 28782-6661
Document Number	00477/2109
Book / Page	477 / 2109
Map Reference	FILE E PG 55
Instrument Date	May 3, 2023
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 RIVER KNOLL LN, TRYON, NC 28782-6661

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	300 RIVER KNOLL LN, TRYON, NC 28782-6661

Tax Assessment & Valuation

The 2026 property tax bill for 300 River Knoll Ln was $2,622.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,622.00	$501,785 (-) Land $58,800 Building $442,985	$501,785 (-) Land $58,800 Building $442,985
2025	$2,622.00	$501,785 Land $58,800 Building $442,985	$501,785 Land $58,800 Building $442,985
2023	$2,273.00	$357,042 Land $40,350 Building $316,692
2021			$357,042 Land $40,350 Building $316,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 300 River Knoll Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 300 River Knoll Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Skyrunner Fixed Wireless	500 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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