300 Railroad St, Erwin, TN 37650 Property Records

Unicoi County property record for 300 Railroad St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,144 sqft · built 1999
Lot Size	0.768 acres (33,462 sqft)
Owner	2 Individual Names on Record
Tax Bill	$348 (2024)
Deeds & Mortgages	Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023D-A-011.00-001`

Property Details

APN / Parcel Number

Primary APN	`023D-A-011.00-001`
Alternative APNs	`086023D A 01100 001` `000011542`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	33,462 sqft (0.768 acres)
Lot Dimensions	44 ft deep x 26 ft wide
Deck Area	36 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	300 RAILROAD ST
City	ERWIN
State	TN
Zip	37650-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	99 26X44 SUMMITT DWM
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	4
Census Block	4051
Census Tract	80200

Owner

Source: Unicoi County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 WHITAKER RD, JONESBOROUGH, TN 37659-3715
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Apr 30, 2025
Property Address	300 RAILROAD ST, ERWIN, TN 37650-3213
Document Number	0000049140
Book / Page	491 / 40
Instrument Date	Apr 30, 2025
Instrument	25000919
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 RAILROAD ST, ERWIN, TN 37650-3213

Mortgage

Document Number	0025000920
Date	Apr 30, 2025
Instrument	25000920

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,325 (-) Building $13,325	$53,300 (-) Building $53,300
2024	$348.00 (+11.18%)
2023		$13,325 (-) Building $13,325
2022	$313.00	$13,325 Building $13,325	$53,300 Building $53,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2001–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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