300 Old River Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 300 Old River Rd, Toccoa, GA 30577

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 2 ba · 1,383 sqft · built 1989
Lot Size	7.41 acres (322,780 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jan 2014)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`048C 002`

Property Details

APN / Parcel Number

Primary APN	`048C 002`
Alternative APN	`366250`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,383 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	322,780 sqft (7.41 acres)
Lot Dimensions	150 ft deep x 300 ft wide
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	570 sqft
Carport	Carport
Carport Area	570 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,240 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Utility Building	440 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	366250
Street Address	300 OLD RIVER RD
City	TOCCOA
State	GA
Zip	30577-8362
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RS
Legal Description	OLD RIVER RD
Legal Subdivision	0905 - PRIMARY - AC
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1038
Census Tract	970102

Owner

Source: Stephens County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 356, TOCCOA, GA 30577-1405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage
May 28, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2014 · Amount on Record
Deed Sale	Jan 17, 2014 · Amount on Record
Deed Document Number	201469
Deed Book / Page	1033 / 151
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Recording Date	Aug 7, 2026
Property Address	300 OLD RIVER RD, TOCCOA, GA 30577-8362
Document Number	1460000412
Book / Page	1460 / 412
Instrument Date	Jul 22, 2026
Transaction Type	Mortgage
Record Updated	Sep 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 OLD RIVER RD, TOCCOA, GA 30577-8362

Mortgage

Document Number	1460000412,
Date	Aug 7, 2026
Book Page	1460/412

Lender

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	May 28, 2021
Property Address	300 OLD RIVER RD, TOCCOA, GA 30577-8362
Document Number	0012530152
Book / Page	001253 / 000152
Instrument Date	May 21, 2021
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 OLD RIVER RD TOCCOA GA 305778362, TOCCOA, GA 30577-8362

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,190.00 (+5.64%) Homeowner's exemption Senior Citizen's exemption	$123,029 (+17.7%) Land $48,847 Building $74,182	$307,573 (+17.7%) Land $122,118 Building $185,455
2023	$2,073.00 (-32.37%) Homeowner's exemption	$104,532 (+1.51%) Land $48,847 Building $55,685	$261,330 (+1.51%) Land $122,118 Building $139,212
2022	$3,065.00 Homeowner's exemption	$102,980 Land $48,847 Building $54,133	$257,450 Land $122,118 Building $135,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

May also be available: Windstream.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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