300 Moore St, Elgin, IA 52141 Property Records

Fayette County property record for 300 Moore St, Elgin, IA 52141

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,280 sqft · built 1975
Lot Size	0.162 acres (7,050 sqft)
Owner	2 Individual Names on File
Last Sale	$114,000 (Jul 2021)
Tax Bill	$1,844 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`0814405007`

Property Details

APN / Parcel Number

Primary APN	`0814405007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	884 sqft
Basement Area	884 sqft
Finished Basement	700 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	7,050 sqft (0.162 acres)
Lot Dimensions	94 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	300 MOORE ST
City	ELGIN
State	IA
Zip	52141-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 94' N 75' LOT 5 MOORES 1ST SUB DIV
Legal Subdivision	MOORES FIRST ADDITION
Legal Lot Number	5
Jurisdiction	FAYETTE IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	3
Census Block	3046
Census Tract	80600

Owner

300 Moore St is owned by two individuals who bought it in July 2021.

Source: Fayette County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 236, ELGIN, IA 52141-0236
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Prior Sale	Feb 19, 2016 · Amount on File
Deed Document Number	20212646
Deed Book / Page	2021 / 2646
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE IA
Recording Date	Jul 26, 2021
Property Address	300 MOORE ST, ELGIN, IA 52141-9500
Document Number	02021/2646
Book / Page	2021 / 2646
Instrument Date	Jul 19, 2021
Instrument	2021-2646
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 E GROVE ST, LAWLER, IA 52154-7601

Mortgage

Document Number	02021/2647
Date	Jul 26, 2021
Book Page	2021/2647
Instrument	2021-2647

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 300 Moore St was $1,844.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Elgin City
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,844.00	$124,530 (-) Land $7,920 Building $116,610	$124,530 (-) Land $7,920 Building $116,610
2025	$1,844.00 (+8.85%)	$124,530 Land $7,920 Building $116,610	$124,530 Land $7,920 Building $116,610
2024	$1,694.00
2023		$108,930 (+27.06%) Land $7,920 Building $101,010	$108,930 Land $7,920 Building $101,010
2022	$1,748.00 Homeowner's exemption	$85,730 Land $6,600 Building $79,130
2021			$85,730 Land $6,600 Building $79,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 300 Moore St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	20 (1991–2016)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 300 Moore St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN MUNICIPAL WATER SUPPLY serves 685 people · EPA ID IA3338010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500