300 Maple St, Thornton, IA 50479 Property Records

Cerro Gordo County property record for 300 Maple St, Thornton, IA 50479

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,528 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (Jul 2023)
Tax Bill	$990 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`132428400700`

Property Details

APN / Parcel Number

Primary APN	`132428400700`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,060 sqft
Basement Area	1,060 sqft
Unfinished Basement	1,060 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Contemporary
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	468 sqft
Deck Area	376 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	300 MAPLE ST
City	THORNTON
State	IA
Zip	50479-6059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 8 BLK 22 KNAPPS 2ND ADD THORNTON
Legal Range	22W
Legal Township	94N
Legal Section	24
Legal Subdivision	KNAPPS 2ND ADD
Legal Block	22
Legal Lot Number	8
Jurisdiction	CERRO GORDO IA
Township / Civil Division	GRIMES
Census Block Group	3
Census Block	3055
Census Tract	951000

Owner

300 Maple St is owned by two individuals who bought it in July 2023.

Source: Cerro Gordo County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 188, THORNTON, IA 50479-0188
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 29, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 15, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 1, 2017	Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Deed Document Number	20233489
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Jul 14, 2023
Property Address	300 MAPLE ST, THORNTON, IA 50479-6059
Document Number	02023/3489
Book / Page	2023 / 3489
Instrument Date	Jul 13, 2023
Instrument	2023-3489
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	300 MAPLE ST, THORNTON, IA 50479-6059

Mortgage

Document Number	0020233490
Date	Jul 14, 2023
Instrument	2023-3490

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CERRO GORDO IA
Property Address	300 MAPLE ST, THORNTON, IA 50479-6059
Transaction Type	Mortgage
Record Updated	Dec 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/7024
Date	Nov 29, 2022
Book Page	2022/7024
Instrument	2022-7024

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CERRO GORDO IA
Property Address	300 MAPLE ST, THORNTON, IA 50479-6059
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2855
Date	Apr 15, 2021
Book Page	2021/2855
Instrument	2021-2855

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Sep 1, 2017
Property Address	300 MAPLE ST, THORNTON, IA 50479-6059
Document Number	02017/5070
Book / Page	2017 / 5070
Instrument Date	Aug 28, 2017
Instrument	2017-5070
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	300 MAPLE ST, THORNTON, IA 50479-6059

Mortgage

Document Number	02017/5072
Date	Sep 1, 2017
Book Page	2017/5072
Instrument	2017-5072

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	PAW PAW, IL 61353

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 300 Maple St was $990.

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cerro Gordo County
Municipality	Thornton City
Unified School District	West Fork Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$990.00	$116,020 Land $8,250 Building $107,770	$116,020 Land $8,250 Building $107,770
2024	$990.00
2023		$84,220 (+20.56%) Land $8,250 Building $75,970	$84,220 (+20.56%) Land $8,250 Building $75,970
2022	$1,174.00	$69,860 Land $6,600 Building $63,260	$69,860 Land $6,600 Building $63,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 300 Maple St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 300 Maple St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THORNTON WATER SUPPLY serves 400 people · EPA ID IA1781019
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Router12 Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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