300 Los Altos Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 300 Los Altos Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,367 sqft · built 1979
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on File
Last Sale	$12,090 (Mar 2021)
Tax Bill	$13,011 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`044-371-25`

Property Details

APN / Parcel Number

Primary APN	`044-371-25`
Alternative APNs	`044-371-25-000` `04420225000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,367 sqft Living Area
Gross Area	2,757 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,623 sqft (0.175 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	300 LOS ALTOS DR
City	APTOS
State	CA
Zip	95003-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Subdivision	APTOS BEACH CC PROPERTIES
Legal Block	17
Legal Lot Number	23
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1007
Census Tract	122203

Owner

300 Los Altos Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	300 LOS ALTOS DR, APTOS, CA 95003-5224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Line of Credit STAR ONE CU
Mar 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE LOAN STORE INC
Jul 23, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jul 23, 2019	Grant Deed, Transfer STAR ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2021 · Amount on File
Deed Sale	Mar 22, 2021 · Amount on File
Prior Sale	Jul 26, 2006 · Amount on File
Deed Document Number	202116552
Prior Transfer Date	Jul 15, 2019
Prior Transfer Doc	0000020592
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	300 LOS ALTOS DR, APTOS, CA 95003-5224
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 LOS ALTOS DR, APTOS, CA 95003-5224

Mortgage

Document Number	0000003863
Date	Feb 4, 2022
Instrument	2022-0003863

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Apr 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 22, 2021
Property Address	300 LOS ALTOS DR, APTOS, CA 95003-5224
Document Number	0000016552
Map Reference	MB 23 PG 1
Instrument Date	Feb 25, 2021
Instrument	2021-0016552
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	300 LOS ALTOS DR, APTOS, CA 95003-5224

Mortgage

Document Number	0000016553
Date	Mar 22, 2021
Instrument	2021-0016553

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 23, 2019
Property Address	300 LOS ALTOS DR, APTOS, CA 95003-5224
Document Number	0000020592
Instrument Date	Jul 15, 2019
Instrument	20592
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	300 LOS ALTOS DR APTOS CA 950035224, APTOS, CA 95003-5224

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 23, 2019
Property Address	300 LOS ALTOS DR, APTOS, CA 95003-5224
Document Number	0000020591
Instrument Date	Jul 15, 2019
Instrument	20591
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,008.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	300 LOS ALTOS DR APTOS CA 950035224, APTOS, CA 95003-5224

Mortgage

Document Number	20593
Date	Jul 23, 2019
Instrument	20593

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 300 Los Altos Dr was $13,011, up 7.8% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,028,656 (+2%) Land $618,386 Building $410,270
2025	$13,011.00 (+7.81%)	$1,008,486 Land $606,261 Building $402,225
2024	$12,068.00 (+2.06%)
2023	$11,824.00 (+2.17%)	$969,325 Land $582,719 Building $386,606	$1,466,280
2022	$11,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 300 Los Altos Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 300 Los Altos Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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