300 Harmony Ln, Henderson, KY 42420 Property Records

Henderson County property record for 300 Harmony Ln, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1944
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Oct 2025)
Tax Bill	$1,635 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Oct 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55G-3`

Property Details

APN / Parcel Number

Primary APN	`55G-3`
Alternative APNs	`24643` `50746` `53004`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Finished Area
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,050 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	280 sqft
Driveway	Gravel Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	53004
Street Address	300 HARMONY LN
City	HENDERSON
State	KY
Zip	42420-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	RICHARDSON
Legal Lot Number	9
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2019
Census Tract	20604

Owner

Source: Henderson County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	300 HARMONY LN, HENDERSON, KY 42420-2324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Oct 30, 2025	Deed, Transfer · Line of Credit LIBERTY FCU
Dec 18, 2023	Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Dec 18, 2023 · Amount on Record
Deed Document Number	202510375
Deed Book / Page	686 / 697
Prior Transfer Date	Sep 8, 2005
Prior Transfer Doc	000542/875
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	300 HARMONY LN, HENDERSON, KY 42420-2324
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 HARMONY LN, HENDERSON, KY 42420-2324

Mortgage

Document Number	MT1343/351
Date	Feb 4, 2021
Book Page	MT 1343/351
Instrument	2021001315

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jan 30, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Oct 30, 2025
Property Address	300 HARMONY LN, HENDERSON, KY 42420-2324
Document Number	0RE686/697
Book / Page	RE686 / 697
Instrument Date	Oct 24, 2025
Instrument	2025010375
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6077 LARUE RD, HENDERSON, KY 42420-9453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 HARMONY LN, HENDERSON, KY 42420-2324

Mortgage

Document Number	2025010376
Date	Oct 30, 2025
Instrument	2025010376

Lender

Name	LIBERTY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Dec 18, 2023
Property Address	300 HARMONY LN, HENDERSON, KY 42420-2324
Document Number	0RE672/353
Book / Page	RE672 / 353
Map Reference	MB 94 PG 104
Instrument Date	Dec 13, 2023
Instrument	2023011220
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	338 HI Y DR, HENDERSON, KY 42420-2613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 HARMONY LN, HENDERSON, KY 42420-2324

Mortgage

Document Number	2023011221
Date	Dec 18, 2023
Instrument	2023011221

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Jan 1, 2029
Change Frequency	5 Years
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	5-Year TN
Margin	2
Max Rate	12.1%

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,635.00 (+74.12%)	$147,500 (+75.6%)	$147,500 (+75.6%)
2023	$939.00 (+8.06%)	$84,000 (+7.01%)	$84,000 (+7.01%)
2022	$869.00	$78,500	$78,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2018–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Watch TV.

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