300 Harbour View Dr, Chocowinity, NC 27817 Property Records

Beaufort County property record for 300 Harbour View Dr, Chocowinity, NC 27817

Property Summary

Property Type	Other Improved
Details	3 bd · 3 ba · 2,770 sqft · built 2008
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jul 2024)
Tax Bill	$1,325 (2026)
Deeds & Mortgages	Nov 2025 Construction Loan Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`6601-71-2592`

Property Details

APN / Parcel Number

Primary APN	`6601-71-2592`
Alternative APN	`13276`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,770 sqft Living Area
Gross Area	4,224 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Lot Area	31,799 sqft (0.73 acres)
Garage Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	300 HARBOUR VIEW DR
City	CHOCOWINITY
State	NC
Zip	27817-8124
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT #59 BAY HARBOUR SD
Legal Subdivision	BAY HARBOUR
Legal Lot Number	59
Jurisdiction	BEAUFORT NC
Township / Civil Division	CHOCOWINITY
Census Block Group	4
Census Block	4022
Census Tract	930900

Owner

Source: Beaufort County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	300 HARBOUR VIEW DR, CHOCOWINITY, NC 27817-8124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANK & TRUST CO
Oct 26, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2024 · Amount on Record
Deed Sale	Jul 19, 2024 · Amount on Record
Prior Sale	Oct 26, 2023 · Amount on Record
Deed Document Number	20243259
Deed Book / Page	2174 / 200
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT NC
Property Address	300 HARBOUR VIEW DR, CHOCOWINITY, NC 27817
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 E WATER ST, WASHINGTON, NC 27889-5050

Mortgage

Document Number	002216/783
Date	Nov 3, 2025
Book Page	2216/783
Instrument	2025005205

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 1, 2031
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8%
Index	SOFR Average 30-Day
Max Rate	11%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT NC
Recording Date	Oct 26, 2023
Property Address	300 HARBOUR VIEW DR, CHOCOWINITY, NC 27817
Document Number	002152/518
Book / Page	2152 / 518
Map Reference	CAB F SL 8-5-8-10
Instrument Date	Oct 25, 2023
Instrument	2023005147
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Amount	Amount Recorded
Tax	$365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1118 PALMYRA DR, TEGA CAY, SC 29708-8568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 PITTY PATS PATH, ZEBULON, NC 27597-7644

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,325.00 (+49.55%)	$248,275 (+101.06%) Land $178,120 Building $70,155
2025			$248,275 (+101.06%) Land $178,120 Building $70,155
2023	$886.00	$123,482 Land $109,296 Building $14,186
2018			$123,482 Land $109,296 Building $14,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Nearby Flood Policies	59 in force
Nearby Flood Claims	15 (1999–2018)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 7 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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