300 Front St, Key West, FL 33040 Property Records

Monroe County property record for 300 Front St, Key West, FL 33040

Property Summary

Property TypeMixed Use Commercial/Industrial
Details8,263 sqft · built 1963
Lot Size0.146 acres (6,397 sqft)
OwnerOwner Name on Record
Last Sale$752,100 (Oct 2004)
Tax Bill$22,660 (2024)
Deeds & MortgagesSep 2019 Loan Modification
Flood ZoneZone AE (high risk)
APN00000640-000100

Property Details

APN / Parcel Number

Primary APN00000640-000100
Alternative APNs
  • 01010100000640000100
  • 1000647

Interior

Stories2 Stories
Building Area8,263 sqft Total Area
1st Floor Area8,263 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1998
Exterior MaterialWood Siding
Fire ResistanceFireproof Reinforced Concrete
Lot Area6,397 sqft (0.146 acres)

Exterior Amenities

PorchOpen Porch
Porch Area1,726 sqft
Patio Area443 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number1000647
Old Parcel Number01010100000640000100
Street Address300 FRONT ST
CityKEY WEST
StateFL
Zip33040-6629
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Commercial/Industrial
Legal DescriptionKW PT LOTS 1 & 2 SQR 9 OR408-930/31 OR637-118/19 OR778-768/69 OR794-947/48 OR1709-763/64 OR2011-2251/52 OR2051-34/35
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 09
Legal Lot Number1-2 2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2042
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address45 NW 21ST ST, MIAMI, FL 33127-4928

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2004 · Amount on Record
Deed SaleOct 15, 2004 · Amount on Record
Prior SaleJul 10, 2001 · Amount on Record
Deed Document Number1474073
Deed Book / Page2051 / 0034
Record UpdatedJun 8, 2026

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address300 FRONT ST, KEY WEST, FL 33040-6629
Document Number0029861728
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedOct 25, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address45 NW 21ST ST MIAMI FL 331274928, MIAMI, FL 33127-4928

Mortgage

Document Number0029861728
DateSep 27, 2019
Book Page002986/001728
Instrument2238252
Lender
NameFIRST TENNESSEE BK NA
Address330 WHITEHEAD ST, KEY WEST, FL 33040-6543
Agreement
AmountAmount Recorded
Term120 Months
DueSep 26, 2029

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,800,864 (+6.11%) Land $1,949,850 Building $851,014$2,800,864 (+6.11%) Land $1,949,850 Building $851,014
2024$22,660.00 (+1.91%)
2023$22,236.00 (+12.64%)$2,639,527 (+14.25%) Land $1,787,363 Building $852,164$2,639,527 (+14.25%) Land $1,787,363 Building $852,164
2022$19,741.00$2,310,330 Land $1,624,875 Building $685,455$2,310,330 Land $1,624,875 Building $685,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

Nearby Properties on Front St

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