300 Eagle Rock Path, Banner Elk, NC 28604 Property Records

Watauga County property record for 300 Eagle Rock Path, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,816 sqft · built 2022
Lot Size	3.64 acres (158,558 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Aug 2017)
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1930-00-91-7546-00000`

Property Details

APN / Parcel Number

Primary APN	`1930-00-91-7546-00000`
Alternative APN	`74020`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,816 sqft Living Area
Gross Area	4,402 sqft
1st Floor Area	2,659 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Multi-Level
Roof Material	Asphalt
Lot Area	158,558 sqft (3.64 acres)
View / Lot	Mountain
Garage Type	Attached
Garage Area	586 sqft
Porch	Open Porch
Deck Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	74020
Street Address	300 EAGLE ROCK PATH
City	BANNER ELK
State	NC
Zip	28604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NULL
Legal Description	EAGLES NEST SUNSET LOT 29
Legal Subdivision	EAGLES NEST SUNSET
Legal Lot Number	29
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	2
Census Block	2012
Census Tract	930100

Owner

Source: Watauga County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	725 CRISTALDI WAY, LONGWOOD, FL 32779-5881
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Sep 30, 2020	Deed of Trust, Mortgage NORTHPOINTE BK
Nov 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2017 · Amount on Record
Deed Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	20173050
Deed Book / Page	511 / 1147
Last Transfer Date	Nov 21, 2017
Transfer Doc	0005141439
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	300 EAGLE ROCK PATH, BANNER ELK, NC 28604
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 CRISTALDI WAY, LONGWOOD, FL 32779-5881

Mortgage

Document Number	0000001553
Date	Mar 11, 2022
Book Page	574/1445
Instrument	2022001553

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	EAGLES CLIFF TRL, NC
Document Number	0005500107
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0005500107
Date	Oct 6, 2020
Book Page	000550/000107
Instrument	5437

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2050

Interest

Rate Type	Adjustable Rate

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AVERY NC
Recording Date	Nov 29, 2017
Property Address	EAGLES CLIFF TRL, NC
Document Number	0005141439
Book / Page	000514 / 001439
Instrument Date	Nov 21, 2017
Instrument	4709
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	401 BOYD DR GRAPEVINE TX 760516355, GRAPEVINE, TX 76051-6355

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,494.00	$1,045,200 (+318.08%) Land $250,000 Building $795,200	$1,045,200 (+318.08%) Land $250,000 Building $795,200
2023		$250,001 Land $250,000 Building $1	$250,001 Land $250,000 Building $1

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILL RIDGE POA private · serves 427 people · EPA ID NC0195115
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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