300 E Smith St, Bay City, MI 48706 Property Records

Bay County property record for 300 E Smith St, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,042 sqft · built 1880
Lot Size0.336 acres (14,636 sqft)
OwnerCompany Name on Record
Last Sale$85,000 (Apr 2024)
Tax Bill$4,560 (2026)
Deeds & MortgagesApr 2024 Sale
Apr 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN160-016-155-007-00

Property Details

APN / Parcel Number

Primary APN160-016-155-007-00
Alternative APN
  • 0913001615500700

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,042 sqft Living Area
1st Floor Area1,290 sqft
Basement Area1,002 sqft
Unfinished Basement1,002 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area14,636 sqft (0.336 acres)
Lot Dimensions170 ft deep x 86 ft wide
Garage TypeDetached
Garage Area288 sqft
PorchPorch
Porch Area356 sqft
Patio Area1,976 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address300 E SMITH ST
CityBAY CITY
StateMI
Zip48706-3879
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 SINGLE
Legal DescriptionCOM AT A PT 298 FT W OF SE COR OF SW 1/4 OF NW 1/4 OF SEC 16 T14NR5E TH N 217.05 FT TH SWLY 96 FT ALG SMITH ST TH SELY 202.50
JurisdictionBAY MI
Township / Civil DivisionBAY CITY
Census Block Group3
Census Block3015
Census Tract281300

Owner

Source: Bay County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2303 E NORTH UNION RD, BAY CITY, MI 48706-9295
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2024Warranty Deed, Transfer
Apr 25, 2024Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Nov 21, 2022Land Contract, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2024 · Amount on Record
Deed SaleApr 25, 2024 · Amount on Record
Prior SaleJan 20, 2015 · Amount on Record
Deed Document Number20245334
Prior Transfer DateApr 24, 2024
Prior Transfer Doc0000005335
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateApr 25, 2024
Property Address300 E SMITH ST, BAY CITY, MI 48706-3879
Document Number0000005334
Instrument DateApr 24, 2024
Instrument202405334
Transaction TypeTransfer
Record UpdatedMay 18, 2026

Transaction

AmountAmount Recorded
Tax$637.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4030 CAMBRIA DR APT 7, 7, BAY CITY, MI 48706-2290

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 E SMITH ST, BAY CITY, MI 48706-3879

April 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY MI
Recording DateApr 25, 2024
Property Address300 E SMITH ST, BAY CITY, MI 48706-3879
Document Number0000005335
Instrument DateApr 24, 2024
Instrument202405335
Transaction TypeTransfer
Record UpdatedMay 18, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address300 SMITH ST, BAY CITY, MI 48706

Transferred To (Grantee/Buyer)

NameVerified Name
Address2303 E NORTH UNION RD, BAY CITY, MI 48706-9295

November 2022: Land Contract, Transfer

Document TypeLand Contract
JurisdictionBAY MI
Recording DateNov 21, 2022
Property Address300 E SMITH ST, BAY CITY, MI 48706-3879
Document Number0000015933
Instrument DateNov 21, 2022
Instrument202215933
Transaction TypeTransfer
Record UpdatedMay 18, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4030 CAMBRIA DR APT 7, 7, BAY CITY, MI 48706-2290

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 E SMITH ST, BAY CITY, MI 48706-3879

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
MunicipalityBay City
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,560.00 (+13.97%)$70,900 (+4.73%)$141,800 (+4.73%)
2025$4,001.00 (+52.36%)$67,700 (+30.19%)$135,400 (+30.19%)
2023$52,000$104,000
2022$2,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1983)
Most Recent ClaimMar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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