300 E Madison St, Mount Ayr, IA 50854 Property Records

Ringgold County property record for 300 E Madison St, Mount Ayr, IA 50854

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,348 sqft · built 1972
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,506 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2005 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005598`

Property Details

APN / Parcel Number

Primary APN	`005598`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,348 sqft Base Area
1st Floor Area	1,348 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	66 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	300 E MADISON ST
City	MOUNT AYR
State	IA
Zip	50854-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 LOTS 195 & 196 O P
Legal Subdivision	MOUNT AYR
Legal Lot Number	195,196
Jurisdiction	RINGGOLD IA
Township / Civil Division	MOUNT AYR
Census Block Group	1
Census Block	1054
Census Tract	950200

Owner

300 E Madison St is owned and occupied by two individuals who acquired it in May 2023.

Source: Ringgold County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	300 E MADISON ST, MOUNT AYR, IA 50854-1721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 14, 2005	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Jun 1, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 11, 2014	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 23, 2023
Transfer Doc	0000000555
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	300 E MADISON ST, MOUNT AYR, IA 50854-1721
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000536/167
Date	Dec 16, 2021
Book Page	536/167
Instrument	2021-00001824

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2051

Interest

Rate Type	Fixed Rate

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	300 E MADISON ST, MOUNT AYR, IA 50854-1721
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00306/0406
Date	Jan 14, 2005
Book Page	306/0406
Instrument	2005- 00000080

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RINGGOLD IA
Recording Date	Jun 1, 2023
Property Address	300 E MADISON ST, MOUNT AYR, IA 50854-1721
Document Number	000561/156
Book / Page	561 / 156
Instrument Date	May 23, 2023
Instrument	2023-00000555
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	300 E MADISON ST, MOUNT AYR, IA 50854-1721

February 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RINGGOLD IA
Recording Date	Feb 11, 2014
Property Address	300 E MADISON ST, MOUNT AYR, IA 50854-1721
Document Number	00405/0344
Book / Page	405 / 0344
Instrument Date	Feb 11, 2014
Instrument	2014- 00000129
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 E MADISON ST, MOUNT AYR, IA 50854-1721

Tax Assessment & Valuation

The 2025 property tax bill for 300 E Madison St was $2,506 with a homeowner's exemption, up 2.2% from the year before.

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Mount Ayr City
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,506.00 (+2.2%) Homeowner's exemption	$170,760 Land $11,246 Building $159,514	$170,760 Land $11,246 Building $159,514
2024	$2,452.00
2023		$146,781 (+33.09%) Land $9,372 Building $137,409	$146,781 Land $9,372 Building $137,409
2022	$2,286.00 Homeowner's exemption	$110,285 Land $9,372 Building $100,913
2021			$110,285 Land $9,372 Building $100,913

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 300 E Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 300 E Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT AYR WATER TREATMENT PLANT serves 1,683 people · EPA ID IA8055014
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink.

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