300 E Kentucky St, Chico, TX 76431 Property Records

Wise County property record for 300 E Kentucky St, Chico, TX 76431

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,395 sqft · built 1997
Lot Size0.413 acres (17,990 sqft)
Owner2 Individual Names on Record
Last Sale$199,000 (Nov 2021)
Tax Bill$3,331 (2025)
Deeds & MortgagesNov 2021 Mortgage
May 2020 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APNA0410.9017.00

Property Details

APN / Parcel Number

Primary APNA0410.9017.00
Alternative APNs
  • 000000739740
  • R000009170
  • 739740

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,395 sqft Living Area
Gross Area1,836 sqft
1st Floor Area1,395 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Roof TypeHip
Roof MaterialOther
Lot Area17,990 sqft (0.413 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area280 sqft
Storage Building140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR000009170
Street Address300 E KENTUCKY ST
CityCHICO
StateTX
Zip76431-2860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA-410 WM HERSEE 0.4130 ACRES
Legal SubdivisionA-410 WM HERSEE
JurisdictionWISE TX
Township / Civil DivisionBRIDGEPORT
Census Block Group1
Census Block1085
Census Tract150404

Owner

Source: Wise County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address300 E KENTUCKY ST, CHICO, TX 76431-2860
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Vendor's Lien, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
May 6, 2020Warranty Deed, Construction Loan · Construction Mortgage
CHIPPER MCDOWELL
Jul 12, 2017Quit Claim Deed, Mortgage
COMMUNITY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2021 · Amount on Record
Deed SaleNov 18, 2021 · Amount on Record
Prior SaleMay 6, 2020 · Amount on Record
Deed Document Number202118842
Prior Transfer DateNov 12, 2021
Prior Transfer Doc0202118842
Record UpdatedSep 20, 2026

November 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWISE TX
Recording DateNov 18, 2021
Property Address300 E KENTUCKY ST, CHICO, TX 76431-2860
Document Number0202118842
Map ReferenceDOC 202005504
Instrument DateNov 12, 2021
Instrument202118842
Transaction TypeTransfer
Record UpdatedDec 8, 2021
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address323 MUSTANG TRL, 323, GRANBURY, TX 76049-5605

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address300 E KALMAKY 88, CHICO, TX 76451

Mortgage

Document Number0202118843
DateNov 18, 2021
Instrument202118843
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

May 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionWISE TX
Recording DateMay 6, 2020
Property Address300 E KENTUCKY ST, CHICO, TX 76431-2860
Document Number0000005504
Instrument DateApr 30, 2020
Instrument5504
Transaction TypeConstruction Loan
Record UpdatedJun 23, 2020
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8606 TUSCAN WAY GODLEY TX 76044, GODLEY, TX 76044

Mortgage

Document Number5505
DateMay 6, 2020
Instrument5505
Lender
NameCHIPPER MCDOWELL
Address14238 88TH ST NE, ELK RIVER, MN 55330-7346
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 5, 2021

July 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionWISE TX
Recording DateJul 12, 2017
Property Address300 E KENTUCKY ST, CHICO, TX 76431-2860
Document Number0000007635
Instrument DateJul 5, 2017
Instrument7635
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyGUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address300 E KENTUCKY ST CHICO TX 764312860, CHICO, TX 76431-2860

Mortgage

Document Number7636
DateJul 12, 2017
Instrument7636
Lender
NameCOMMUNITY BK
TypeBank
AddressBRIDGEPORT, TX 76426
Agreement
AmountAmount Recorded
Term300 Months
DueJul 11, 2042
Interest
Rate TypeAdjustable Rate
Rate7.65%

Tax Assessment & Valuation

Source: Wise County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityChico City
CountyWise County
Unified School DistrictChico Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$222,122 (-0.92%) Land $35,981 Building $186,141$222,122 (-0.92%) Land $35,981 Building $186,141
2025$3,331.00 (-3.28%)$224,190 (-1.2%) Land $35,981 Building $188,209$224,190 (-1.2%) Land $35,981 Building $188,209
2024$3,444.00 (+16.31%)
2023$226,921 Land $35,981 Building $190,940$226,921 Land $35,981 Building $190,940
2021$2,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 47% of Texas
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHICO
serves 1,596 people · EPA ID TX2490004
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
2,000 / 50
Nextlink
Fixed Wireless
500 / 200
AMA TechTel Communications
Fixed Wireless
100 / 20

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