Lucas County property record for 300 E James St, Lucas, IA 50151
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2005 |
| Lot Size | 0.661 acres (28,793 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,070 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0513366001 |
| Primary APN | 0513366001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,793 sqft (0.661 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 300 E JAMES ST |
|---|---|
| City | LUCAS |
| State | IA |
| Zip | 50151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13-72-23 HOODS ADD LOTS 9-10- 11-12 |
| Legal Range | 23W |
| Legal Township | 72N |
| Legal Section | 13 |
| Legal Subdivision | HOODS ADD |
| Legal Lot Number | 9-12 |
| Jurisdiction | LUCAS IA |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2083 |
| Census Tract | 950200 |
Source: Lucas County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 79, LUCAS, IA 50151-0079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS IA |
| Property Address | 300 E JAMES ST, LUCAS, IA 50151 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020210306 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 2021-0306 |
| Name | SOUTH OTTUMWA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 22, 2031 |
| Rate Type | Fixed Rate |
|---|
Source: Lucas County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Lucas County |
| Municipality | Lucas City |
| Unified School District | Chariton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,070.00 (-0.19%) Homeowner's exemption Senior Citizen's exemption | $85,849 (-) Land $12,360 Building $73,489 | $85,849 (-) Land $12,360 Building $73,489 |
| 2025 | $1,072.00 Homeowner's exemption Senior Citizen's exemption | $85,849 (+4.41%) Land $12,360 Building $73,489 | $85,849 (+4.41%) Land $12,360 Building $73,489 |
| 2024 | $1,072.00 (-18.29%) | ||
| 2023 | $82,220 Land $12,360 Building $69,860 | $82,220 Land $12,360 Building $69,860 | |
| 2021 | $1,312.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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