Wise County property record for 300 E Charles St, Decatur, TX 76234
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,510 sqft · built 1981 |
| Lot Size | 0.449 acres (19,558 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,991 (2025) |
| Deeds & Mortgages | May 2026 Reverse Mortgage May 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D2790.0386.00 |
| Primary APN | D2790.0386.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,510 sqft Living Area |
| Gross Area | 2,100 sqft |
| 1st Floor Area | 1,510 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 19,558 sqft (0.449 acres) |
| Garage Type | Attached |
| Garage Area | 590 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 242 sqft |
| Patio Area | 80 sqft |
| Storage Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R000026283 |
|---|---|
| Street Address | 300 E CHARLES ST |
| City | DECATUR |
| State | TX |
| Zip | 76234-2801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT PT 2 BLK 111 SOUTH DECATUR |
| Legal Subdivision | SOUTH DECATUR |
| Legal Block | 111 |
| Legal Lot Number | 2 |
| Jurisdiction | WISE TX |
| Township / Civil Division | DECATUR |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 150201 |
300 E Charles St is owned and occupied by an individual.
Source: Wise County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 300 E CHARLES ST, DECATUR, TX 76234-2801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Reverse Mortgage NONE LISTED ON DOCUMENT |
| May 12, 2026 | Deed of Trust, Mortgage · Reverse Mortgage GUILD MORTGAGE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WISE TX |
| Recording Date | May 12, 2026 |
| Property Address | 300 E CHARLES ST, DECATUR, TX 76234-2801 |
| Document Number | 0000006935 |
| Instrument Date | May 7, 2026 |
| Instrument | 20266935 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 300 E CHARLES ST, DECATUR, TX 76234-2801 |
| Document Number | 0000006935, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 20266935 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 999 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10.8% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WISE TX |
| Recording Date | May 12, 2026 |
| Property Address | 300 E CHARLES ST, DECATUR, TX 76234-2801 |
| Document Number | 0000006934 |
| Instrument Date | May 7, 2026 |
| Instrument | 20266934 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 300 E CHARLES ST, DECATUR, TX 76234-2801 |
| Document Number | 0000006934, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 20266934 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 999 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 300 E Charles St was $1,991 with exemptions applied, down 11.5% from the year before.
Source: Wise County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Decatur City |
| County | Wise County |
| Unified School District | Decatur Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $315,381 (+9.18%) Land $88,256 Building $227,125 | $315,381 (-3.69%) Land $88,256 Building $227,125 | |
| 2025 | $1,991.00 (-11.47%) Homeowner's exemption Senior Citizen's exemption | $288,851 | $327,473 Land $88,256 Building $239,217 |
| 2024 | $2,249.00 | ||
| 2023 | $238,720 | $306,877 | |
| 2021 | $3,158.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 300 E Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 300 E Charles St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DECATUR WATER PLANT serves 9,087 people · EPA ID TX2490005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2025 Turbidity resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FiberFirst Fiber | 5,000 / 5,000 |
| Nextlink Fiber · Fixed Wireless | 5,000 / 5,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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