300 E 4th St, Saint Jacob, IL 62281 Property Records

Madison County property record for 300 E 4th St, Saint Jacob, IL 62281

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 645 sqft · built 1939
Lot Size	0.208 acres (9,100 sqft)
Owner	Individual on Record
Last Sale	$170,000 (Sep 2025)
Tax Bill	$2,435 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2023 Sale & Mortgage + 2 more
APN	`05-2-23-09-20-403-001`

Property Details

APN / Parcel Number

Primary APN	`05-2-23-09-20-403-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	645 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	9,100 sqft (0.208 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	300 E 4TH ST
City	SAINT JACOB
State	IL
Zip	62281-1129
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BAER ADD RUD LOT 6 PT 5 65X140
Legal Subdivision	BAER ADDN
Legal Lot Number	6
Jurisdiction	MADISON IL
Township / Civil Division	ST. JACOB
Census Block Group	4
Census Block	4024
Census Tract	403702

Owner

Source: Madison County assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	PO BOX 54, SAINT JACOB, IL 62281-0054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Warranty Deed, Transfer · Conventional Mortgage SCOTT CU
Aug 17, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Dec 29, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN HOME LENDING CORP
Mar 30, 2022	Quit Claim Deed, Transfer · Conventional Mortgage STATE BANK OF ST JACOB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Aug 17, 2023 · Amount on Record
Deed Document Number	202526306
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Sep 19, 2025
Property Address	300 E 4TH ST, SAINT JACOB, IL 62281-1129
Document Number	0000026306
Map Reference	PB 4 PG 53
Instrument Date	Sep 16, 2025
Instrument	2025R26306
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 54, SAINT JACOB, IL 62281-0054

Mortgage

Document Number	0000026307
Date	Sep 19, 2025
Instrument	2025R26307

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.38%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 17, 2023
Property Address	300 E 4TH ST, SAINT JACOB, IL 62281-1129
Document Number	0000021921
Map Reference	PB 4 PG 53
Instrument Date	Aug 10, 2023
Instrument	2023R21921
Transaction Type	Transfer
Record Updated	Jul 24, 2025
Title Company	HIGHLAND COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$215.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 E 4TH ST, SAINT JACOB, IL 62281-1129

Mortgage

Document Number	0000021922
Date	Aug 17, 2023
Instrument	2023R21922

Lender

Name	NEW AMERICAN FUNDING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.13%

Mortgage

Document Number	0000021923
Date	Aug 17, 2023
Instrument	2023R21923

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2033

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 29, 2022
Property Address	300 E 4TH ST, SAINT JACOB, IL 62281-1129
Document Number	0000040862
Map Reference	PB 4 PG 53
Instrument Date	Dec 21, 2022
Instrument	2022R40862
Transaction Type	Transfer
Record Updated	Jan 18, 2023
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 E 4TH ST, SAINT JACOB, IL 62281-1129

Mortgage

Document Number	0000040863
Date	Dec 29, 2022
Instrument	2022R40863

Lender

Name	AMERICAN HOME LENDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7%

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Mar 30, 2022
Property Address	300 E 4TH ST, SAINT JACOB, IL 62281-1129
Document Number	0000011024
Map Reference	PB 4 PG 53
Instrument Date	Mar 18, 2022
Instrument	2022R11024
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 N DOUGLAS ST, SAINT JACOB, IL 62281-1241

Mortgage

Document Number	0000011025
Date	Mar 30, 2022
Instrument	2022R11025

Lender

Name	STATE BANK OF ST JACOB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	St. Jacob Township
Municipality	St. Jacob Village
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,435.00 (+10.53%) Homeowner's exemption	$39,760 (+9.14%) Land $8,130 Building $31,630	$119,280 (+9.14%) Land $24,390 Building $94,890
2024	$2,203.00 (+18.19%)	$36,430 (+21.88%) Land $7,450 Building $28,980	$109,290 (+21.76%) Land $22,350 Building $86,940
2022	$1,864.00	$29,890 Land $6,110 Building $23,780	$89,759 Land $18,348 Building $71,411

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JACOB serves 2,008 people · EPA ID IL1190950
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HomeTel Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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