Ellis County property record for 300 Crystal Lake Ln, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,289 sqft · built 2024 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $466,101 (Oct 2024) |
| Tax Bill | $10,181 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R291192 |
| Primary APN | R291192 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,289 sqft Living Area |
| Gross Area | 3,026 sqft |
| 1st Floor Area | 2,289 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Type | Attached |
| Garage Area | 605 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 194 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 300 CRYSTAL LAKE LN |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-2920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BLK B CRYSTAL LAKE 0.73 AC |
| Legal Subdivision | CRYSTAL LAKE |
| Legal Block | B |
| Legal Lot Number | 11 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 60207 |
300 Crystal Lake Ln is owned and occupied by two individuals who bought it in October 2024.
Source: Ellis County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 300 CRYSTAL LAKE LN, RED OAK, TX 75154-2920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 27, 2025 | Intrafamily Transfer, Transfer |
| Oct 31, 2024 | Vendor's Lien, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on File |
| Deed Sale | Oct 31, 2024 · Amount on File |
| Deed Document Number | 202434888 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 300 CRYSTAL LAKE LN, RED OAK, TX 75154-2920 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 300 CRYSTAL LAKE LN, RED OAK, TX 75154-2920 |
| Document Number | 0002603176 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2603176 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 6.12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Oct 27, 2025 |
| Property Address | 300 CRYSTAL LAKE LN, RED OAK, TX 75154-2920 |
| Document Number | 0002535908 |
| Map Reference | CAB M SL 54 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 2535908 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 CRYSTAL LAKE LN, RED OAK, TX 75154-2920 |
| Name | Verified Name |
|---|---|
| Address | 300 CRYSTAL LAKE LN, RED OAK, TX 75154-2920 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Oct 31, 2024 |
| Property Address | 300 CRYSTAL LAKE LN, RED OAK, TX 75154-2920 |
| Document Number | 0002434888 |
| Map Reference | CAB M SL 54 |
| Instrument Date | Oct 30, 2024 |
| Instrument | 2434888 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 17, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2404 TEXAS DR STE 103, 103, IRVING, TX 75062-7011 |
| Name | Verified Name |
|---|---|
| Address | 300 CRYSTAL LAKE LN, RED OAK, TX 75154-2920 |
| Document Number | 0002434889 |
|---|---|
| Date | Oct 31, 2024 |
| Instrument | 2434889 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
The 2025 property tax bill for 300 Crystal Lake Ln was $10,181, up 588.8% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466,054 (-2.39%) Land $108,000 Building $358,054 | $466,054 (-2.39%) Land $108,000 Building $358,054 | |
| 2025 | $10,181.00 (+588.84%) | $477,445 Land $108,000 Building $369,445 | $477,445 Land $108,000 Building $369,445 |
| 2024 | $1,478.00 (-0.07%) | ||
| 2023 | $1,479.00 | $68,000 Land $68,000 | $68,000 Land $68,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 300 Crystal Lake Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 300 Crystal Lake Ln is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKETT SUD serves 46,614 people · EPA ID TX0700033 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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