St. Joseph County property record for 300 Cottage, Sturgis, MI 49091
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,502 sqft · built 1952 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,800 (Jul 2016) |
| Tax Bill | $2,289 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-380-002-00 |
| Primary APN | 052-380-002-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,502 sqft Building Perimeter |
| 1st Floor Area | 1,502 sqft |
| Basement Area | 1,502 sqft |
| Unfinished Basement | 1,502 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 99.7 ft deep x 282 ft wide |
| Garage Area | 672 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 300 COTTAGE |
|---|---|
| City | STURGIS |
| State | MI |
| Zip | 49091-1756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 & 2 KENSINGTON HEIGHTS ADD, ALSO PART NE 1/4 SEC 12 BEG AT NW COR OF LOT 1 OF SAID ADD TH N 93.5 FT TO INT OF EXT S LN |
| Legal Range | 10W |
| Legal Township | 08S |
| Legal Section | 12 |
| Legal Subdivision | KENSINGTON ADD |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | STURGIS |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 40500 |
300 Cottage is owned and occupied by an individual who bought it in July 2016.
Source: St. Joseph County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 300 COTTAGE, STURGIS, MI 49091-1756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2016 · Amount on File |
| Deed Sale | Jul 28, 2016 · Amount on File |
| Prior Sale | Dec 26, 2012 · Amount on File |
| Deed Book / Page | 1833 / 27 |
| Prior Transfer Date | Nov 8, 2011 |
| Prior Transfer Doc | 1632/0215 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 300 Cottage was $2,289 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Sturgis City |
| Unified School District | Sturgis Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,200 (+7.74%) | $214,400 (+7.74%) | |
| 2025 | $2,289.00 Homeowner's exemption | $99,500 Land $6,500 Building $93,000 | $199,000 Land $13,000 Building $186,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 300 Cottage in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 300 Cottage is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 11,920 people · EPA ID MI0006440 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
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