300 Cortner Dr, Smithton, IL 62285 Property Records

St. Clair County property record for 300 Cortner Dr, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,660 sqft · built 1992
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,000 (Feb 2009)
Tax Bill	$6,989 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2017 Mortgage
APN	`13-28-0-314-008`

Property Details

APN / Parcel Number

Primary APN	`13-28-0-314-008`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,660 sqft Living Area
Basement Area	1,660 sqft
Unfinished Basement	1,660 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	300 CORTNER DR
City	SMITHTON
State	IL
Zip	62285-1468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET TERRACE 6TH ADDITION LOT/SEC-169 A02144258
Legal Subdivision	SUNSET TERRACE 6TH ADDITION
Legal Block	314
Legal Lot Number	169
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3014
Census Tract	503906

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	300 CORTNER DR, SMITHTON, IL 62285-1468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Conventional with PMI HOME LOAN EXPERT LLC
Aug 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage VINSON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2009 · Amount on Record
Deed Sale	Feb 10, 2009 · Amount on Record
Deed Document Number	20092144258
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	300 CORTNER DR, SMITHTON, IL 62285-1468
Document Number	00A2683187
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	300 CORTNER DR SMITHTON IL 622851468, SMITHTON, IL 62285-1468

Mortgage

Document Number	00A2683187
Date	Jan 12, 2021
Instrument	2683187

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Jan 11, 2031

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	300 CORTNER DR, SMITHTON, IL 62285-1468
Document Number	00A2550306
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	300 CORTNER DR SMITHTON IL 622851468, SMITHTON, IL 62285-1468

Mortgage

Document Number	00A2550306
Date	Aug 31, 2017
Instrument	2550306

Lender

Name	VINSON MTG SVCS
Type	Mortgage Company
Address	TOWN AND COUNTRY, MO 63131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2032

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,989.00 (+47.07%)	$86,365 (+28.26%) Land $10,416 Building $75,949	$259,095 (+28.26%) Land $31,248 Building $227,847
2022		$67,335 Land $8,979 Building $58,356	$202,005 Land $26,937 Building $175,068
2019	$4,752.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, Wisper ISP.

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