300 Co Rd 494, Centre, AL 35960 Property Records

Cherokee County property record for 300 Co Rd 494, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1989
Lot Size	1.59 acres (69,260 sqft)
Owner	2 Individual Names on File
Last Sale	$228,000 (Aug 2024)
Tax Bill	$672 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-04-18-2-000-004.000`

Property Details

APN / Parcel Number

Primary APN	`13-13-04-18-2-000-004.000`
Alternative APNs	`ALT APN:1304182000004000` `206712` `220285`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Unfinished Basement	576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	69,260 sqft (1.59 acres)
Porch	Slab
Porch Area	384 sqft

Location & Zoning

Account Number	220285
Street Address	300 COUNTY ROAD 494
City	CENTRE
State	AL
Zip	35960-6260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE CR NW/4 NW/4;W 53';N 70'TO POB;N 295';W 242';S 295';E242'TO POB
Legal Range	10E
Legal Township	10S
Legal Section	18
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	5
Census Block	5044
Census Tract	956000

Owner

300 Co Rd 494 is owned and occupied by two individuals who bought it in August 2024.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	300 COUNTY ROAD 494, CENTRE, AL 35960-6260
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SVCS
Nov 30, 2018	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2024 · Amount on File
Deed Sale	Aug 27, 2024 · Amount on File
Prior Sale	Nov 30, 2018 · Amount on File
Deed Document Number	2024235348
Prior Transfer Date	Oct 18, 2018
Prior Transfer Doc	205386
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	300 COUNTY ROAD 494, CENTRE, AL 35960-6260
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	216428
Date	Feb 2, 2021
Instrument	216428

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 30, 2018
Property Address	300 COUNTY ROAD 494, CENTRE, AL 35960-6260
Document Number	205386
Instrument Date	Oct 18, 2018
Instrument	205386
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	300 COUNTY ROAD 494, CENTRE, AL 35960-6260

Mortgage

Document Number	205387
Date	Nov 30, 2018
Instrument	205387

Lender

Name	CARRINGTON MORTGAGE SVCS

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 300 Co Rd 494 was $672, up 7.3% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Centre City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$672.00 (+7.35%)
2025	$626.00	$16,140 (+1,201.61%) Land $1,060 Building $15,080	$161,200 (+7.04%) Land $10,500 Building $150,700
2024	Additional exemption filed	$1,240 (-91.78%) Land $1,060 Building $180	$150,600 (-) Land $10,500 Building $140,100
2023	Additional exemption filed	$15,080	$150,600 Land $10,500 Building $140,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 300 Co Rd 494 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 300 Co Rd 494 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: TDS Telecom, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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