300 Benjamin St, Romeo, MI 48065 Property Records

Macomb County property record for 300 Benjamin St, Romeo, MI 48065

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,180 sqft · built 1959
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Sep 2020)
Tax Bill	$1,892 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`28-04-03-226-021`

Property Details

APN / Parcel Number

Primary APN	`28-04-03-226-021`
Alternative APN	`0403226021`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft
Basement Area	1,180 sqft
Unfinished Basement	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	300 BENJAMIN ST
City	ROMEO
State	MI
Zip	48065-5053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	SCHOOF SUBDIVISION LOT 3 VILLAGE OF ROMEO
Legal Subdivision	SCHOOF SUBDIVISION
Legal Lot Number	3
Jurisdiction	MACOMB MI
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1021
Census Tract	206700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Romeo Historic District listed 1970 · 100 contributing resources · NRIS 70000281

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

300 Benjamin St is owned and occupied by an individual who bought it in September 2020.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	300 BENJAMIN ST, ROMEO, MI 48065-5053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS AND GOV'T CREDIT UNION
Apr 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Jan 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Feb 16, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 16, 2020	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2020 · Amount on File
Deed Sale	Sep 16, 2020 · Amount on File
Prior Sale	Sep 29, 2010 · Amount on File
Deed Document Number	20202111371
Deed Book / Page	26999 / 146
Prior Transfer Date	Feb 12, 2010
Prior Transfer Doc	0000019562
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	May 7, 2026
Property Address	300 BENJAMIN ST, ROMEO, MI 48065-5053
Document Number	0000044350
Book / Page	30651 / 883
Instrument Date	Apr 24, 2026
Instrument	202644350
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 BENJAMIN ST, ROMEO, MI 48065-5053

Mortgage

Document Number	0000044350,
Date	May 7, 2026
Book Page	30651/883
Instrument	202644350

Lender

Name	MICHIGAN SCHOOLS AND GOV'T CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	300 BENJAMIN ST, ROMEO, MI 48065-5053
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 BENJAMIN ST, ROMEO, MI 48065-5053

Mortgage

Document Number	2400034154
Date	Apr 23, 2024
Book Page	29560/906
Instrument	202400034154

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	40400 GARFIELD RD, CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	300 BENJAMIN ST, ROMEO, MI 48065-5053
Transaction Type	Mortgage
Record Updated	Jan 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 BENJAMIN ST, ROMEO, MI 48065-5053

Mortgage

Document Number	2300003781
Date	Jan 12, 2023
Book Page	28970/392
Instrument	202300003781

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 15, 2037

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	300 BENJAMIN ST, ROMEO, MI 48065-5053
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 BENJAMIN ST, ROMEO, MI 48065-5053

Mortgage

Document Number	0000124083
Date	Feb 16, 2021
Book Page	27424/499
Instrument	2124083

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	300 BENJAMIN ST, ROMEO, MI 48065-5053
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 BENJAMIN ST, ROMEO, MI 48065-5053

Mortgage

Document Number	2102210823
Date	Jul 14, 2021
Book Page	27867/242
Instrument	202102210823

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 16, 2020
Property Address	300 BENJAMIN ST, ROMEO, MI 48065-5053
Document Number	0000111371
Book / Page	26999 / 146
Map Reference	LB 38 PG 6
Instrument Date	Sep 11, 2020
Instrument	2111371
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	186 1ST ST, 186, ROMEO, MI 48065-5000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 BENJAMIN ST, ROMEO, MI 48065-5053

Mortgage

Document Number	0000111372
Date	Sep 16, 2020
Instrument	2111372

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 300 Benjamin St was $1,892 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Washington Charter Township
Municipality	Romeo Village
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,100 (+16.86%)	$320,200 (+16.86%)
2025	$1,892.00 Homeowner's exemption	$137,000	$274,000
2023		$112,000	$224,000
2022	$1,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 300 Benjamin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 300 Benjamin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROMEO serves 3,750 people · EPA ID MI0005780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Benjamin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures