300 3rd St SW, Cokato, MN 55321 Property Records

Wright County property record for 300 3rd St SW, Cokato, MN 55321

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,010 sqft · built 1951
Lot Size	0.213 acres (9,278 sqft)
Owner	Individual Name on File
Last Sale	$187,000 (May 2026)
Tax Bill	$2,446 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-010-017010`

Property Details

APN / Parcel Number

Primary APN	`105-010-017010`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,010 sqft Living Area
1st Floor Area	808 sqft
Basement Area	674 sqft
Finished Basement	674 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1980
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Lot Area	9,278 sqft (0.213 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	300 3RD ST SW
City	COKATO
State	MN
Zip	55321-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-119 RANGE-028 ORIGINAL PLAT COKATO LOT-001 BLOCK-017 -017
Legal Range	028
Legal Township	119
Legal Section	34
Legal Subdivision	ORIGINAL PLAT COKATO
Legal Block	17
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	COKATO
Census Block Group	3
Census Block	3022
Census Tract	101300

Owner

300 3rd St SW is owned and occupied by an individual who bought it in May 2026.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	300 3RD ST SW, COKATO, MN 55321-9413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer · Conventional Mortgage GRANITE BANK
Jul 26, 2021	Warranty Deed, Transfer · USDA Mortgage BELL BANK
Dec 4, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Prior Sale	Jul 26, 2021 · Amount on File
Deed Document Number	20261602917
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 19, 2026
Property Address	300 3RD ST SW, COKATO, MN 55321-9413
Document Number	0001602917
Instrument Date	May 15, 2026
Instrument	20261602917
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,327.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 3RD ST SW, COKATO, MN 55321-9413

Mortgage

Document Number	0001602918,
Date	May 19, 2026
Instrument	20261602918

Lender

Name	GRANITE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 26, 2021
Property Address	300 3RD ST SW, COKATO, MN 55321-9413
Document Number	0001477828
Instrument Date	Jul 7, 2021
Instrument	1477828
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	EXECUTIVE TITLE-TAYLOR, EXECUTIVE TITLE TAYLOR

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.54
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 3RD ST SW, COKATO, MN 55321-9413

Mortgage

Document Number	0001477829
Date	Jul 26, 2021
Instrument	1477829

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	300 3RD ST SW, COKATO, MN 55321-9413
Document Number	0001452142
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	300 3RD ST S DELANO MN 553288801, DELANO, MN 55328-8801

Mortgage

Document Number	0001452142
Date	Dec 16, 2020
Instrument	1452142

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Dec 15, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 300 3rd St SW was $2,446.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cokato City
County	Wright County
Unified School District	Dassel-Cokato Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,446.00	$210,700 (+5.03%) Land $38,000 Building $172,700	$210,700 (+5.03%) Land $38,000 Building $172,700
2025		$200,600 Land $38,000 Building $162,600	$200,600 Land $38,000 Building $162,600
2023	$2,170.00 (+42.76%)	$177,000 Land $28,700 Building $148,300	$177,000 Land $28,700 Building $148,300
2022	$1,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 300 3rd St SW in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1991)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 300 3rd St SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cokato serves 2,792 people · EPA ID MN1860006
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Broadband, Meeker Cooperative Light & Power Association.

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