30 Wachusett Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 30 Wachusett Rd, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,382 sqft · built 1966
Lot Size	0.228 acres (9,945 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Mar 2004)
Tax Bill	$4,276 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:Q-17 B:0001 L:0027`

Property Details

APN / Parcel Number

Primary APN	`M:Q-17 B:0001 L:0027`
Alternative APN	`GARD M:R17 B:12 L:27`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,382 sqft Living Area
Gross Area	3,190 sqft
Basement Area	1,382 sqft
Unfinished Basement	1,382 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,945 sqft (0.228 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	30 WACHUSETT RD
City	GARDNER
State	MA
Zip	01440-4121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	MINNA E KEENE
Legal Block	12
Legal Lot Number	27
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2033
Census Tract	707100

Owner

30 Wachusett Rd is owned and occupied by two individuals who bought it in March 2004.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	30 WACHUSETT RD, GARDNER, MA 01440-4121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ATHOL SAVINGS BANK
Mar 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2004 · Amount on File
Deed Sale	Mar 18, 2004 · Amount on File
Deed Document Number	200444314
Deed Book / Page	33074 / 205
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	30 WACHUSETT RD, GARDNER, MA 01440-4121
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068650-292
Date	Dec 27, 2022
Book Page	68650/292
Instrument	135522

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	169 Months
Due	Jan 1, 2037

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	30 WACHUSETT RD, GARDNER, MA 01440-4121
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64763-115
Date	Mar 24, 2021
Book Page	64763/115
Instrument	40648

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	205 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 30 Wachusett Rd was $4,276, up 10,081% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,276.00 (+10,080.95%)	$310,500 (+5.08%) Land $82,900 Building $227,600	$320,460 (-13.71%)
2025	$42.00 (-99%)	$295,500 (+5.09%) Land $75,300 Building $220,200	$371,355
2024	$4,215.00 (+7.06%)	$281,200 (+15.2%) Land $68,500 Building $212,700
2023	$3,937.00	$244,100 Land $67,500 Building $176,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30 Wachusett Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30 Wachusett Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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