30 W 28th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 30 W 28th St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,157 sqft · built 1927
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2026)
Tax Bill	$1,144 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-24-07-010.00`

Property Details

APN / Parcel Number

Primary APN	`055-24-07-010.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,157 sqft Finished Area
Gross Area	1,283 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	30 W 28TH ST
City	COVINGTON
State	KY
Zip	41015-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROGERS PT LOTS 83-84
Legal Subdivision	ROGERS M
Legal Lot Number	83,84
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1001
Census Tract	61400

Owner

Source: Kenton County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	30 W 28TH ST, COVINGTON, KY 41015-1101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer COSMOPOLITAN TITLE ESCROW, COSMOPOLITAN TITLE
Jun 17, 2026	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Jan 13, 2003 · Amount on Record
Deed Document Number	202611840
Deed Book / Page	442 / 739
Prior Transfer Date	Sep 3, 2025
Prior Transfer Doc	0005900133
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 5, 2026
Property Address	30 W 28TH ST, COVINGTON, KY 41015-1101
Document Number	0000011840
Book / Page	442 / 739
Instrument Date	May 20, 2026
Instrument	202611840
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	COSMOPOLITAN TITLE ESCROW, COSMOPOLITAN TITLE

Transaction

Amount	Amount Recorded
Tax	$20,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	30 W 28TH ST, COVINGTON, KY 41015-1101

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jun 17, 2026
Property Address	30 W 28TH ST, COVINGTON, KY 41015-1101
Document Number	0000012687
Book / Page	447 / 609
Instrument Date	May 20, 2026
Instrument	202612687
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012687,
Date	Jun 17, 2026
Book Page	447/609
Instrument	202612687

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,144.00 (-0.52%)	$86,400 (-) Land $5,000 Building $81,400	$86,400 (-) Land $5,000 Building $81,400
2023	$1,150.00	$86,400 Land $5,000 Building $81,400	$86,400 Land $5,000 Building $81,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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