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30 Tower Pl, Monterey, TN 38574 Property Records

Cumberland County property record for 30 Tower Pl, Monterey, TN 38574

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,602 sqft · built 2018
Lot Size1.5 acres (65,340 sqft)
OwnerIndividual Name on Record
Last Sale$243,750 (May 2018)
Tax Bill$881 (2025)
Deeds & MortgagesMay 2018 Sale
May 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN018035 08800

Property Details

APN / Parcel Number

Primary APN018035 08800
Alternative APN
  • 035 08800

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area1,602 sqft Living Area
1st Floor Area1,266 sqft
Upper Floors Area560 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area65,340 sqft (1.5 acres)
TerrainRolling
Garage TypeFinished
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area30 sqft
Deck Area336 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address30 TOWER PL
CityMONTEREY
StateTN
Zip38574-7016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 02, COUNTY AREA: K01
Legal SubdivisionCUMB COVE IV
Legal Block25
Legal Lot Number25
JurisdictionCUMBERLAND TN
Township / Civil Division7
Census Block Group3
Census Block3010
Census Tract970302

Owner

Source: Cumberland County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address30 TOWER PL, MONTEREY, TN 38574-7016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2018Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY
May 1, 2017Trustee's Deed, Construction Loan · Line of Credit
FIRST NAT'L BK/TN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2018 · Amount on Record
Deed SaleMay 17, 2018 · Amount on Record
Prior SaleMay 19, 2006 · Amount on Record
Deed Document Number0015261129
Deed Book / Page1526 / 1129
Last Transfer DateMay 21, 2018
Transfer Doc0000005946
Record UpdatedJun 8, 2026

May 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND TN
Recording DateMay 21, 2018
Property Address30 TOWER PL, MONTEREY, TN 38574-7016
Document Number0000005946
Book / Page001526 / 001129
Instrument DateMay 17, 2018
Instrument5946
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 31, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$901.88
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 TOWER PL MONTEREY TN 38574, MONTEREY, TN 38574

May 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCUMBERLAND TN
Recording DateMay 1, 2017
Property Address30 TOWER PL, MONTEREY, TN 38574-7016
Book / Page001500 / 001086
Instrument DateApr 26, 2017
Instrument5004
Transaction TypeConstruction Loan
Record UpdatedMay 8, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15875 HIGHWAY 70 N MONTEREY TN 385746913, MONTEREY, TN 38574-6913

Mortgage

Document Number0000005004
DateMay 1, 2017
Book Page001500/001086
Instrument5004
Lender
NameFIRST NAT'L BK/TN
TypeBank
AddressCROSSVILLE, TN 38555
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueApr 30, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyCumberland County
Unified School DistrictCumberland County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$881.00 (-0.68%)$77,625 (-) Land $6,250 Building $71,375
2023$77,625 (-) Land $6,250 Building $71,375
2022$77,625 Land $6,250 Building $71,375$310,500 (-) Land $25,000 Building $285,500
2021$310,500 Land $25,000 Building $285,500
2018$887.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 69% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTEREY WATER DEPT
serves 4,880 people · EPA ID TN0000471
Water SourceSurface water
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Twin Lakes
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Spectrum
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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