Wright County property record for 30 Sunset Ct, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,384 sqft · built 1980 |
| Lot Size | 0.23 acres (10,033 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,814 (2026) |
| Deeds & Mortgages | Apr 2019 Reverse Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-013-001030 |
| Primary APN | 104-013-001030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 1,384 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 10,033 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 96 sqft |
| Storage Building | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 30 SUNSET CT |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-35 TWP-123 RANGE-027 KRENZ ADDN LOT-003 BLOCK-001 LOT 3 BLK 1 PLUS VAC ALLEY KRENZ ADDN BLK 1 PLUS VAC ALLEY KRENZ ADDN |
| Legal Range | 027 |
| Legal Township | 123 |
| Legal Section | 35 |
| Legal Subdivision | KRENZ ADDN |
| Legal Block | 1,1 |
| Legal Lot Number | 3 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 100300 |
30 Sunset Ct is owned and occupied by two individuals.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 30 SUNSET CT, CLEARWATER, MN 55320-1107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2019 | Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC |
| Jul 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Jul 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Mar 25, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 30 SUNSET CT, CLEARWATER, MN 55320-1107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | ANCONA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0001392931 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 1392931 |
| Name | LIBERTY HOME EQUITY SOLUTIONS INC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.59% |
| Type Change Date | Apr 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 30 SUNSET CT, CLEARWATER, MN 55320-1107 |
| Document Number | 0001435804 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | ANCONA TITLE, ANCONA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 30 SUNSET CT CLEARWATER MN 553201107, CLEARWATER, MN 55320-1107 |
| Document Number | 0001435804 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 1435804 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 900 Months |
| Due | Aug 4, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.85% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 30 SUNSET CT, CLEARWATER, MN 55320-1107 |
| Document Number | 0001435803 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | ANCONA TITLE, ANCONA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 30 SUNSET CT CLEARWATER MN 553201107, CLEARWATER, MN 55320-1107 |
| Document Number | 0001435803 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 1435803 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 900 Months |
| Due | Aug 4, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.85% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 30 SUNSET CT, CLEARWATER, MN 55320-1107 |
| Document Number | 0001392932 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | ANCONA TITLE, ANCONA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 30 SUNSET CT CLEARWATER MN 553201107, CLEARWATER, MN 55320-1107 |
| Document Number | 0001392932 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 1392932 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 912 Months |
| Due | Apr 2, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.59% |
The 2026 property tax bill for 30 Sunset Ct was $2,814.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Clearwater City |
| County | Wright County |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,814.00 | $244,100 (+4.45%) Land $31,000 Building $213,100 | $244,100 (+4.45%) Land $31,000 Building $213,100 |
| 2025 | $233,700 Land $26,000 Building $207,700 | $233,700 Land $26,000 Building $207,700 | |
| 2023 | $2,828.00 (+9.53%) | $235,900 Land $26,000 Building $209,900 | $235,900 Land $26,000 Building $209,900 |
| 2022 | $2,582.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 30 Sunset Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1998–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 30 Sunset Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Clearwater serves 2,129 people · EPA ID MN1860025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
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