30 Sumner St, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 30 Sumner St, Swampscott, MA 01907

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,456 sqft · built 1950
Lot Size0.184 acres (8,002 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Sep 2016)
Tax Bill$13,958 (2026)
Deeds & MortgagesFeb 2022 Refinance
Jul 2021 Refinance
+ 4 more
Flood ZoneZone X (minimal risk)
APNSWAM M:0027 B:0168 L:0

Property Details

APN / Parcel Number

Primary APNSWAM M:0027 B:0168 L:0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,456 sqft Living Area
Gross Area4,476 sqft
Basement Area1,276 sqft
Unfinished Basement1,276 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,002 sqft (0.184 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address30 SUMNER ST
CitySWAMPSCOTT
StateMA
Zip01907-1449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-2
Legal Block168
JurisdictionSWAMPSCOTT MA
Township / Civil DivisionSWAMPSCOTT
Census Block Group1
Census Block1005
Census Tract202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address30 SUMNER ST, SWAMPSCOTT, MA 01907-1449
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
WEBSTER BANK
Jul 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Jul 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
May 16, 2018Deed of Trust, Mortgage · Line of Credit
WEBSTER BK
Jun 10, 2017Deed of Trust, Mortgage · Line of Credit
EASTERN BK
Apr 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2016 · Amount on Record
Deed SaleSep 23, 2016 · Amount on Record
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSWAMPSCOTT MA
Property Address30 SUMNER ST, SWAMPSCOTT, MA 01907-1449
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000634163
DateFeb 28, 2022
Instrument634163
Lender
NameWEBSTER BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSWAMPSCOTT MA
Property Address30 SUMNER ST, SWAMPSCOTT, MA 01907-1449
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000627060
DateJul 8, 2021
Instrument627060
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSWAMPSCOTT MA
Property Address30 SUMNER ST, SWAMPSCOTT, MA 01907-1449
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number627060
DateJul 8, 2021
Instrument627060
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSWAMPSCOTT MA
Property Address30 SUMNER ST, SWAMPSCOTT, MA 01907-1449
Document Number0000593156
Instrument DateMay 16, 2018
Transaction TypeMortgage
Record UpdatedJun 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 SUMNER ST SWAMPSCOTT MA 019071449, SWAMPSCOTT, MA 01907-1449

Mortgage

Document Number0000593156
DateJun 4, 2018
Instrument593156
Lender
NameWEBSTER BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 3, 2048
Interest
Rate TypeAdjustable Rate

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSWAMPSCOTT MA
Property Address30 SUMNER ST, SWAMPSCOTT, MA 01907-1449
Document Number0000584048
Instrument DateJun 10, 2017
Transaction TypeMortgage
Record UpdatedJul 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number0000584048
DateJul 6, 2017
Instrument584048
Lender
NameEASTERN BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSWAMPSCOTT MA
Property Address30 SUMNER ST, SWAMPSCOTT, MA 01907-1449
Document Number0000581755
Instrument DateApr 12, 2017
Transaction TypeMortgage
Record UpdatedMay 9, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number0000581755
DateApr 18, 2017
Instrument581755
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 17, 2047

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSwampscott Town
Unified School DistrictSwampscott School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,958.00 (+9.78%)$1,163,200 (+4.93%) Land $399,900 Building $763,300$1,252,162 (+19.72%)
2025$12,714.00 (+9.35%)$1,108,500 (+11.92%) Land $381,300 Building $727,200$1,045,950
2023$11,627.00$990,400 Land $344,100 Building $646,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1978–1983)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWAMPSCOTT WATER DEPT. (MWRA)
serves 15,300 people · EPA ID MA3291000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2026
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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