30 Spruce Rd, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 30 Spruce Rd, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,064 sqft · built 1960
Lot Size	0.324 acres (14,100 sqft)
Owner	2 Individual Names on File
Last Sale	$501,000 (May 2023)
Tax Bill	$9,262 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00065-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`21-00065-0000-00040`
Alternative APNs	`210006500040` `034710`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
1st Floor Area	1,464 sqft
Upper Floors Area	600 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	14,100 sqft (0.324 acres)
Lot Dimensions	141 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	736 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	034710
Street Address	30 SPRUCE RD
City	HOWELL
State	NJ
Zip	07731-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Subdivision	LAND-O-PINES SEC 03
Legal Block	65
Legal Lot Number	40
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3027
Census Tract	811200

Owner

30 Spruce Rd is owned by two individuals who bought it in May 2023.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	57 COLUMBUS AVE, LAKEWOOD, NJ 08701-3052
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed, Transfer · Conventional Mortgage FUNDING RESOURCES MORTGAGE CORP
Sep 20, 2017	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2023 · Amount on File
Deed Sale	May 19, 2023 · Amount on File
Prior Sale	Jun 26, 2008 · Amount on File
Deed Document Number	202334423
Deed Book / Page	9645 / 2310
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 19, 2023
Property Address	30 SPRUCE RD, HOWELL, NJ 07731-1423
Document Number	0096452310
Book / Page	9645 / 2310
Instrument Date	May 1, 2023
Instrument	2023034423
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	MADISON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,184.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3417 MARITIME DR, TOMS RIVER, NJ 08753-4828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 SPRUCE RD, HOWELL, NJ 07731-1423

Mortgage

Document Number	2023034425
Date	May 19, 2023
Instrument	2023034425

Lender

Name	FUNDING RESOURCES MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	30 SPRUCE RD, HOWELL, NJ 07731-1423
Document Number	0000098084
Book / Page	009252 / 003741
Instrument Date	Sep 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2017
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30 SPRUCE RD HOWELL NJ 077311423, HOWELL, NJ 07731-1423

Mortgage

Document Number	0000098084
Date	Oct 5, 2017
Book Page	009252/003741
Instrument	98084

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 30 Spruce Rd was $9,262, up 4.3% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,600 (+0.41%) Land $306,200 Building $235,400	$541,600 (+0.41%) Land $306,200 Building $235,400
2025	$9,262.00 (+4.31%)	$539,400 Land $306,200 Building $233,200	$539,400 Land $306,200 Building $233,200
2024	$8,879.00
2023		$436,500 (+22.37%) Land $231,200 Building $205,300	$436,500 (+22.37%) Land $231,200 Building $205,300
2022	$7,230.00 (+3.57%) Veteran's exemption	$356,700 Land $161,200 Building $195,500	$356,700 Land $161,200 Building $195,500
2021	$6,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30 Spruce Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30 Spruce Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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