30 Spinnaker Ln, Warwick, RI 02886 Property Records

Warwick City property record for 30 Spinnaker Ln, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,488 sqft · built 1995
Lot Size	0.299 acres (13,046 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,000 (Dec 1995)
Tax Bill	$6,849 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23703980000`

Property Details

APN / Parcel Number

Primary APN	`23703980000`
Alternative APNs	`WARW M:237 B:0398 L:0000` `100012450`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,488 sqft Living Area
Gross Area	4,183 sqft
1st Floor Area	1,624 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,046 sqft (0.299 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	100012450
Street Address	30 SPINNAKER LN
City	WARWICK
State	RI
Zip	02886-8595
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A10
Legal Block	398
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	5
Census Block	5012
Census Tract	22201

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 SPINNAKER LN, WARWICK, RI 02886-8595
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage CITIZENS BANK
Jan 27, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREENWOOD CU
Mar 24, 2017	Deed of Trust, Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 1995 · Amount on Record
Deed Sale	Dec 19, 1995 · Amount on Record
Deed Book / Page	2469 / 195
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	30 SPINNAKER LN, WARWICK, RI 02886-8595
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010842-304
Date	Feb 25, 2026
Book Page	10842/304
Instrument	1857

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	30 SPINNAKER LN, WARWICK, RI 02886-8595
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009733-308
Date	Jan 27, 2021
Book Page	9733/308
Instrument	1530

Lender

Name	GREENWOOD CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	85 Months
Due	Feb 1, 2028

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	30 SPINNAKER LN, WARWICK, RI 02886-8595
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8782-172
Date	Mar 24, 2017
Book Page	8782/172
Instrument	3835

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,849.00 (-4.48%)	$539,300 (+6.73%) Land $136,600 Building $402,700
2024			$665,570
2023	$7,170.00 (-1.24%)	$505,300 (+30.37%) Land $114,900 Building $390,400
2022	$7,260.00	$387,600 Land $82,800 Building $304,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	30 units insured incl. 28 condo units
Nearby Flood Claims	3 (1978–1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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