30 Smith Beach Rd, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 30 Smith Beach Rd, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,356 sqft · built 1981
Lot Size0.65 acres (28,314 sqft)
OwnerIndividual Name on Record
Last Sale$127,500 (Apr 2021)
Tax Bill$3,150 (2026)
Deeds & MortgagesAug 2023 Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 110.67-01-27

Property Details

APN / Parcel Number

Primary APN351200 110.67-01-27
Alternative APN
  • 120011006700010270000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,356 sqft Living Area
1st Floor Area1,356 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area28,314 sqft (0.65 acres)
Lot Dimensions103 ft deep x 351 ft wide
Garage TypeMixed
Garage Area944 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area504 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address30 SMITH BEACH RD
CityOSWEGO
StateNY
Zip13126-1276
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal SubdivisionSCRIBAS PATENT
Legal Block1
Legal Lot Number27.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1003
Census Tract21605

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address30 SMITH BEACH RD, OSWEGO, NY 13126-1276
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Apr 5, 2021Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2021 · Amount on Record
Deed SaleApr 5, 2021 · Amount on Record
Deed Document Number2021R-2021-003737
Prior Transfer DateMay 28, 2003
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address30 SMITH BEACH RD, OSWEGO, NY 13126-1276
Transaction TypeMortgage
Record UpdatedNov 3, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 SMITH BEACH RD, OSWEGO, NY 13126-1276

Mortgage

Document Number0000007593
DateAug 29, 2023
InstrumentR-2023-007593
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term332 Months
DueApr 1, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateApr 5, 2021
Property Address30 SMITH BEACH RD, OSWEGO, NY 13126-1276
Document Number0000003737
Instrument DateMar 5, 2021
InstrumentR-2021-003737
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyVANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address30 SMITH BEACH RD, 30, OSWEGO, NY 13126-1276

Transferred To (Grantee/Buyer)

NameVerified Name
Address90 E 10 1/2 ST, OSWEGO, NY 13126-1620

Mortgage

Document Number0000003738
DateApr 5, 2021
InstrumentR-2021-003738
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,150.00 (-1.16%)
2025$3,187.00$170,000 (+33.86%) Land $27,500 Building $142,500$170,000 (+11.1%) Land $27,500 Building $142,500
2023$127,000 Land $28,000 Building $99,000$153,012 Land $33,735 Building $119,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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