30 Saddleback Ridge Dr, Winfield, MO 63389 Property Records

Lincoln County property record for 30 Saddleback Ridge Dr, Winfield, MO 63389

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,560 sqft · built 2010
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$164,200 (Oct 2020)
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-60-13-000-000-007.231`

Property Details

APN / Parcel Number

Primary APN	`14-60-13-000-000-007.231`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
Basement Area	640 sqft
Unfinished Basement	640 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	30 SADDLEBACK RIDGE DR
City	WINFIELD
State	MO
Zip	63389-2061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 BRIDLE SPUR, PLAT 14/134
Legal Range	01E
Legal Township	49N
Legal Section	13
Legal Subdivision	BRIDLE SPUR
Legal Lot Number	31
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1029
Census Tract	810309

Owner

Source: Lincoln County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	30 SADDLEBACK RIDGE DR, WINFIELD, MO 63389-2061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST STATE BANK OF ST CHARLES MO
Oct 20, 2020	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Nov 2, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Mar 3, 2015 · Amount on Record
Deed Document Number	202012120
Deed Book / Page	2454 / 47
Prior Transfer Date	Oct 26, 2017
Prior Transfer Doc	2416/0816
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	30 SADDLEBACK RIDGE DR, WINFIELD, MO 63389-2061
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2416/0966
Date	Nov 7, 2017
Book Page	2416/0966
Instrument	2017010450

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 20, 2020
Property Address	30 SADDLEBACK RIDGE DR, WINFIELD, MO 63389-2061
Document Number	2454/47
Book / Page	2454 / 47
Map Reference	MB 14 PG 134
Instrument Date	Oct 15, 2020
Instrument	2020012120
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 458, TROY, MO 63379-0458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 SADDLEBACK RIDGE DR, WINFIELD, MO 63389-2061

Mortgage

Document Number	2020012121
Date	Oct 20, 2020
Instrument	2020012121

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Nov 2, 2017
Property Address	30 SADDLEBACK RIDGE DR, WINFIELD, MO 63389-2061
Document Number	2416/0816
Book / Page	2416 / 0816
Map Reference	MB14 PG134
Instrument Date	Oct 26, 2017
Instrument	2017010300
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 SADDLECHACK RIDGE DR, 30, WINFIELD, MO 63389

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30 SADDLECHACK RIDGE DR, WINFIELD, MO 63389

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,895.00 (+3.67%)	$31,118 (+5.1%) Land $3,570 Building $27,548	$163,780 (+5.1%) Land $18,790 Building $144,990
2023	$1,828.00 (+6.16%)	$29,608 Land $3,247 Building $26,361	$155,830 Land $17,090 Building $138,740
2022	$1,722.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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