30 Rosemary Ln, Tryon, NC 28782 Property Records

Polk County property record for 30 Rosemary Ln, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 916 sqft · built 1950
Lot Size	3.9 acres (169,884 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Oct 2018)
Tax Bill	$1,388 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P95-36`

Property Details

APN / Parcel Number

Primary APN	`P95-36`
Alternative APN	`56403`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	916 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	169,884 sqft (3.9 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	56403
Street Address	30 ROSEMARY LN
City	TRYON
State	NC
Zip	28782-6812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	ROSEMARY LANE, 100D 100D COUNTY RURAL
Legal Subdivision	D COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1031
Census Tract	920101

Owner

30 Rosemary Ln is owned and occupied by two individuals who acquired it in December 2021.

Source: Polk County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	30 ROSEMARY LN, TRYON, NC 28782-6812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Dec 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 1, 2018	Warranty Deed, Transfer ENTEGRA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on File
Deed Sale	Oct 1, 2018 · Amount on File
Prior Sale	Dec 31, 1997
Deed Book / Page	436 / 930
Last Transfer Date	Dec 22, 2021
Transfer Doc	0466000945
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	30 ROSEMARY LN, TRYON, NC 28782-6812
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 ROSEMARY LN, TRYON, NC 28782-6812

Mortgage

Document Number	000494/995
Date	Sep 12, 2025
Book Page	494/995

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Dec 28, 2021
Property Address	30 ROSEMARY LN, TRYON, NC 28782-6812
Document Number	000466/945
Book / Page	466 / 945
Map Reference	MB 7 PG 42
Instrument Date	Dec 22, 2021
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 ROSEMARY LN, TRYON, NC 28782-6812

Mortgage

Document Number	0000466950
Date	Dec 28, 2021
Instrument	466/950

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 1, 2018
Property Address	30 ROSEMARY LN, TRYON, NC 28782-6812
Document Number	000436/930
Book / Page	436 / 930
Instrument Date	Oct 1, 2018
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 ROSEMARY LN, TRYON, NC 28782-6812

Mortgage

Document Number	0000000436/0000000933
Date	Oct 1, 2018
Book Page	0000000436/0000000933

Lender

Name	ENTEGRA BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 30 Rosemary Ln was $1,388, up 6.6% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,388.00 (+6.61%)	$272,082 (+6.62%) Land $77,700 Building $194,382	$272,082 (+6.62%) Land $77,700 Building $194,382
2025	$1,302.00	$255,180 Land $61,710 Building $193,470	$255,180 Land $61,710 Building $193,470
2023	$1,272.00	$198,977 Land $46,700 Building $152,277
2021			$198,977 Land $46,700 Building $152,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30 Rosemary Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2015–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30 Rosemary Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Pangaea Internet.

Cell Coverage

5G and 4G LTE (outdoors only)

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