30 Rosedale Ter, Middletown, RI 02842 Property Records

Middletown Town property record for 30 Rosedale Ter, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1960
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Nov 2024)
Tax Bill	$4,453 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`202400259`

Property Details

APN / Parcel Number

Primary APN	`202400259`
Alternative APNs	`MIDD M:0108 B:NW L:203` `202000015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,096 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	202400259
Street Address	30 ROSEDALE TER
City	MIDDLETOWN
State	RI
Zip	02842-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	NW
Legal Lot Number	203
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1020
Census Tract	40302

Owner

30 Rosedale Ter is owned and occupied by an individual who bought it in November 2024.

Source: Middletown Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	30 ROSEDALE TER, MIDDLETOWN, RI 02842-4822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Also Known As (AKA)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC
Oct 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NANCY REED
Jan 24, 2020	Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2024 · Amount on File
Deed Sale	Nov 12, 2024 · Amount on File
Prior Sale	Jan 24, 2020 · Amount on File
Deed Document Number	20242064
Deed Book / Page	1847 / 171
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	30 ROSEDALE TER, MIDDLETOWN, RI 02842-4822
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001805-107
Date	Aug 3, 2023
Book Page	1805/107
Instrument	1272

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	30 ROSEDALE TER, MIDDLETOWN, RI 02842-4822
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001782-183
Date	Oct 3, 2022
Book Page	1782/183
Instrument	2232

Lender

Name	NANCY REED

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	73 Months
Due	Nov 1, 2028

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Jan 24, 2020
Property Address	30 ROSEDALE TER, MIDDLETOWN, RI 02842-4822
Document Number	1633-173
Book / Page	1633 / 173
Instrument Date	Jan 24, 2020
Instrument	219
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 BOSEDALE TER, MIDDLETOWN, RI

Mortgage

Document Number	220
Date	Jan 24, 2020
Instrument	220

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 30 Rosedale Ter was $4,453.

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,453.00	$377,700 Land $249,800 Building $127,900	$442,894
2023	$3,271.00 (+4.74%)	$259,800 (-) Land $161,200 Building $98,600
2022	$3,123.00	$259,800 Land $161,200 Building $98,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30 Rosedale Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 30 Rosedale Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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