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30 Ratcliff Ridge Rd, Alexander, NC 28701 Property Records

Buncombe County property record for 30 Ratcliff Ridge Rd, Alexander, NC 28701

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,610 sqft · built 2024
Lot Size1.33 acres (57,935 sqft)
OwnerIndividual Name on Record
Last Sale$718,000 (Jan 2025)
Tax Bill$3,094 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jan 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9711-73-9388-00000

Property Details

APN / Parcel Number

Primary APN9711-73-9388-00000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,610 sqft Living Area
Basement Area2,370 sqft
Finished Basement770 sqft
Unfinished Basement1,600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Architectural StyleConventional
Roof TypeFlat
Roof MaterialMetal
Lot Area57,935 sqft (1.33 acres)
Garage TypeBasement
PorchOpen Porch
Porch Area240 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address30 RATCLIFF RIDGE RD
CityALEXANDER
StateNC
Zip28701-0090
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDEED DATE:10/20/2023 DEED
Legal DescriptionDEED DATE:10/20/2023 DEED:6359-1085 SUBDIV:APPLE MEADOW LOT:2B PLAT:0238-0132
Legal SubdivisionAPPLE MEADOW
Legal Lot Number2B
JurisdictionBUNCOMBE NC
Township / Civil DivisionLEICESTER
Census Block Group1
Census Block1000
Census Tract2606

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address30 RATCLIFF RIDGE RD, ALEXANDER, NC 28701-0090
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Jan 24, 2025Warranty Deed, Transfer · Conventional Mortgage
TOMO MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2025 · Amount on Record
Deed SaleJan 24, 2025 · Amount on Record
Deed Document Number0006464865
Deed Book / Page6464 / 865
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address30 RATCLIFF RIDGE RD, ALEXANDER, NC 28701-0090
Transaction TypeMortgage
Record UpdatedOct 10, 2025
Title CompanyUNKNOWN, SILK TITLE AND ESCROW FT

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 RATCLIFF RIDGE RD, ALEXANDER, NC 28701-0090

Mortgage

Document Number0065281599
DateSep 30, 2025
Book Page6528/1599
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2040

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateJan 24, 2025
Property Address30 RATCLIFF RIDGE RD, ALEXANDER, NC 28701-0090
Document Number0064640865
Book / Page6464 / 865
Map ReferenceMB 238 PG 132
Instrument DateJan 22, 2025
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,436.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22 APPLE MEADOW LN, ALEXANDER, NC 28701-8807

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 RATELIFF RIDGE ROAD, ALEXANDER, NC 28701-0090

Mortgage

Document Number0006464868
DateJan 24, 2025
Instrument6464/868
Lender
NameTOMO MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2055

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (2004–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims
  • Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 91% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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