30 Prospect St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 30 Prospect St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,426 sqft · built 1934
Lot Size	0.489 acres (21,288 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,450,000 (Dec 2025)
Tax Bill	$23,444 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:005 B:0217 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:005 B:0217 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,426 sqft Living Area
Gross Area	4,217 sqft
Basement Area	1,349 sqft
Unfinished Basement	1,349 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Tudor
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	21,288 sqft (0.489 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	30 PROSPECT ST
City	WINCHESTER
State	MA
Zip	01890-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	217
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1015
Census Tract	338500

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 PROSPECT ST, WINCHESTER, MA 01890-3135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit
Dec 16, 2025	Quit Claim Deed, Transfer
Oct 18, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 18, 2019	Quit Claim Deed, Transfer PEOPLE'S UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Jun 18, 2019 · Amount on Record
Deed Document Number	20251991030
Prior Transfer Date	Dec 8, 2025
Prior Transfer Doc	0001991030
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Recording Date	Jun 24, 2026
Property Address	30 PROSPECT ST, WINCHESTER, MA 01890-3135
Document Number	0002002389
Instrument Date	Jun 15, 2026
Instrument	20262002389
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 PROSPECT ST, WINCHESTER, MA 01890-3135

Mortgage

Document Number	0002002389,
Date	Jun 24, 2026
Instrument	20262002389

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Dec 16, 2025
Property Address	30 PROSPECT ST, WINCHESTER, MA 01890-3135
Document Number	0001991030
Instrument Date	Dec 8, 2025
Instrument	1991030
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	30 PROSPECT ST, WINCHESTER, MA 01890-3135

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Oct 18, 2021
Property Address	30 PROSPECT ST, WINCHESTER, MA 01890-3135
Document Number	1896874
Instrument Date	Oct 12, 2021
Instrument	1896874
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 PROSPECT ST, WINCHESTER, MA 01890-3135

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jun 18, 2019
Property Address	30 PROSPECT ST, WINCHESTER, MA 01890-3135
Document Number	0000015986
Instrument Date	Jun 17, 2019
Instrument	15986
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,156.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30 PROSPECT ST WINCHESTER MA 018903135, WINCHESTER, MA 01890-3135

Mortgage

Document Number	15987
Date	Jun 18, 2019
Instrument	15987

Lender

Name	PEOPLE'S UNITED BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,444.00 (+2.87%)	$2,115,900 (+2.97%) Land $1,400,800 Building $715,100	$2,155,177 (+26.04%)
2025	$22,789.00 (-0.17%)	$2,054,900 (+2%) Land $1,360,800 Building $694,100	$1,709,905
2024	$22,827.00 (+3.42%)	$2,014,700 (+7.71%) Land $1,320,800 Building $693,900
2023	$22,072.00	$1,870,500 Land $1,240,800 Building $629,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2001–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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