Westchester County and White Plains City property record for 30 Prospect St, White Plains, NY 10605
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 2,770 sqft · built 1924 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $920,000 (Oct 2025) |
| Tax Bill | $1,891 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551700 130.35-5-17 |
| Primary APN | 551700 130.35-5-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,770 sqft Living Area |
| 1st Floor Area | 2,770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Traditional |
| Exterior Material | Wood Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 148 ft deep x 55 ft wide |
| Porch | Slab |
| Porch Area | 333 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 30350002501 |
|---|---|
| Street Address | 30 PROSPECT ST |
| City | WHITE PLAINS |
| State | NY |
| Zip | 10605-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2-4 |
| Legal Block | 5 |
| Legal Lot Number | 17.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | WHITE PLAINS |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 9500 |
Source: Westchester County and White Plains City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 211 W 106TH ST, 16B, NEW YORK, NY 10025-3689 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NBKC BANK |
| Oct 6, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Sep 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on Record |
| Deed Sale | Oct 6, 2025 · Amount on Record |
| Prior Sale | May 1, 2013 · Amount on Record |
| Deed Document Number | 20253119 |
| Prior Transfer Date | Jul 22, 2009 |
| Prior Transfer Doc | 0493440136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 30 PROSPECT ST, WHITE PLAINS, NY 10605-1007 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | SIMPLE TITLE AND ESCROW, SILK TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 30 PROSPECT ST, WHITE PLAINS, NY 10605-1007 |
| Document Number | 0612433036 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 612433036 |
| Name | NBKC BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 6, 2025 |
| Property Address | 30 PROSPECT ST, WHITE PLAINS, NY 10605-1007 |
| Document Number | 0652623119 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 652623119 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | RECORD AND RETURN TITLE AGENCY, RECORD & RETURN TTL AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 PROSPECT ST, WHITE PLAINS, NY 10605-1007 |
| Name | Verified Name |
|---|---|
| Address | 211 W 106TH ST APT 16B, 16B, NEW YORK, NY 10025-3689 |
| Document Number | 0652763332 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 652763332 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 26, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 30 PROSPECT ST, WHITE PLAINS, NY 10605-1007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SILK ABSTRACT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0592473327 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 592473327 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
Source: Westchester County and White Plains City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | White Plains City |
| Unified School District | White Plains City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,891.00 (-86.18%) | ||
| 2025 | $13,683.00 | $12,800 (-) Land $2,300 Building $10,500 | $587,156 (+8.72%) Land $105,505 Building $481,651 |
| 2024 | $12,800 (-) Land $2,300 Building $10,500 | $540,084 (+0.84%) Land $97,046 Building $443,038 | |
| 2023 | $12,800 Land $2,300 Building $10,500 | $535,565 Land $96,234 Building $439,331 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (2011–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE PLAINS CITY serves 59,559 people · EPA ID NY5903464 |
|---|---|
| Water Source | Purchased surface water from WESTCHESTER COUNTY WD #1 |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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