30 Pearl St, Excelsior, MN 55331 Property Records

Hennepin County property record for 30 Pearl St, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,520 sqft · built 1940
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Oct 2020)
Tax Bill	$6,375 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-117-23-14-0014`

Property Details

APN / Parcel Number

Primary APN	`28-117-23-14-0014`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
Gross Area	3,408 sqft
1st Floor Area	1,560 sqft
2nd Floor Area	960 sqft
Basement Area	468 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	126 ft deep x 4 ft wide
Terrain	Wooded
View / Lot	Lake Front
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	30 PEARL ST
City	EXCELSIOR
State	MN
Zip	55331-9567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 007 BLOCK 004 A HOMES ON GIDEONS BAY SE40X126X42X138
Legal Range	23
Legal Township	117
Legal Section	28
Legal Quarter	14
Legal Subdivision	HOMES ON GIDEONS BAY
Legal Block	4
Legal Lot Number	7
Jurisdiction	HENNEPIN MN
Township / Civil Division	TONKA BAY
Census Block Group	3
Census Block	3013
Census Tract	27501

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 PEARL ST, EXCELSIOR, MN 55331-9567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Deed Document Number	202010852407
Prior Transfer Date	Aug 27, 2020
Prior Transfer Doc	0A10852407
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 9, 2020
Property Address	30 PEARL ST, EXCELSIOR, MN 55331-9567
Document Number	0010852407
Instrument Date	Aug 27, 2020
Instrument	10852407
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,516.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 HIGHLAND AVE EXCELSIOR MN 553319519, EXCELSIOR, MN 55331-9519

Mortgage

Document Number	10852408
Date	Oct 9, 2020
Instrument	10852408

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Tonka Bay City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,375.00 (+17.17%)	$555,800 (+11.29%) Land $165,000 Building $390,800	$555,800 (+11.29%) Land $165,000 Building $390,800
2024	$5,441.00 (+20.88%)	$499,400 (+16.68%) Land $165,000 Building $334,400	$499,400 (+16.68%) Land $165,000 Building $334,400
2023	$4,501.00 Homeowner's exemption
2022		$428,000 Land $150,000 Building $278,000	$428,000 Land $150,000 Building $278,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1980–2014)
Most Recent Claim	Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tonka Bay serves 1,442 people · EPA ID MN1270013
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20