30 Old Rock Rd, Highlands, NC 28741 Property Records

Jackson County property record for 30 Old Rock Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,169 sqft · built 1970
Lot Size	5 acres (217,800 sqft)
Owner	Trust Name on File
Tax Bill	$8,381 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jun 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7550-52-7198`

Property Details

APN / Parcel Number

Primary APN	`7550-52-7198`
Alternative APN	`181287`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,169 sqft Heated Area
1st Floor Area	1,769 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1976
Exterior Material	Wood
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Garage Area	880 sqft
Carport	Carport
Carport Area	880 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	644 sqft
Deck Area	660 sqft
Patio Area	800 sqft
Storage Building	384 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	30 OLD ROCK RD
City	HIGHLANDS
State	NC
Zip	28741-0776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 PIERSON
Legal Lot Number	5
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	2
Census Block	2096
Census Tract	950900

Owner

30 Old Rock Rd is held in a trust since January 2014.

Source: Jackson County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 1077, HIGHLANDS, NC 28741-1077
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Intrafamily Transfer, Transfer
Jun 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED COMMUNITY BANK
Jul 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 17, 2014
Transfer Doc	0020210806
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Dec 5, 2023
Property Address	30 OLD ROCK RD, HIGHLANDS, NC 28741-0776
Document Number	0023680448
Book / Page	2368 / 448
Map Reference	MB 2218 PG 623&624
Instrument Date	Nov 6, 2023
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	30 OLD ROCK RD, HIGHLANDS, NC 28741-0776
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022401792
Date	Jun 19, 2019
Book Page	2240/1792

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 25, 2018
Property Address	30 OLD ROCK RD, HIGHLANDS, NC 28741-0776
Document Number	0022180623
Book / Page	002218 / 000623
Instrument Date	Jul 5, 2018
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1077 HIGHLANDS NC 287411077, HIGHLANDS, NC 28741-1077

Tax Assessment & Valuation

The 2025 property tax bill for 30 Old Rock Rd was $8,381.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Municipality	Highlands Town
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,205,589 (-) Land $750,000 Building $1,455,589
2025	$8,381.00	$2,205,589 Land $750,000 Building $1,455,589
2023	$6,150.00	$1,618,560 Land $750,000 Building $868,560

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 30 Old Rock Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (1994–2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30 Old Rock Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Vyve Broadband Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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