Essex County and Saugus Town property record for 30 Oak Point Rd, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 986 sqft · built 1925 |
| Lot Size | 0.293 acres (12,772 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Mar 2019) |
| Tax Bill | $4,887 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Jun 2019 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:011-E B:0005 L:0002 |
| Primary APN | SAUG M:011-E B:0005 L:0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 986 sqft Living Area |
| Gross Area | 2,284 sqft |
| 1st Floor Area | 986 sqft |
| Basement Area | 946 sqft |
| Unfinished Basement | 946 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Rustic |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,772 sqft (0.293 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 460000 |
|---|---|
| Street Address | 30 OAK POINT RD |
| City | SAUGUS |
| State | MA |
| Zip | 01906-2082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 208301 |
Source: Essex County and Saugus Town records · APN SAUG M:011-E B:0005 L:0002
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 30 OAK POINT RD, SAUGUS, MA 01906-2082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance NESC FEDERAL CREDIT UNION |
| Jun 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB |
| Aug 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 27, 2019 | Deed of Trust, Mortgage LENDUSA LLC |
| Mar 01, 2019 | Correction Deed NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2019 · Amount on Record |
| Deed Sale | Mar 01, 2019 · Amount on Record |
| Prior Sale | Jun 22, 2006 · Amount on Record |
| Deed Document Number | 20193500 |
| Last Transfer Date | Feb 18, 2022 |
| Transfer Doc | 040748-531 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Feb 24, 2022 |
| Property Address | 30 OAK POINT RD, SAUGUS, MA 01906-2082 |
| Document Number | 040748-528 |
| Book / Page | 40748 / 528 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 20220224003330 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 30 OAK POINT RD, SAUGUS, MA 01906-2082 |
| Document Number | 040748-531 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 40748/531 |
| Instrument | 20220224003340 |
| Name | NESC FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 30 OAK POINT RD, SAUGUS, MA 01906-2082 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37604-267 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 37604/267 |
| Instrument | 20190621000600 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 30 OAK POINT RD, SAUGUS, MA 01906-2082 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38871-523 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 38871/523 |
| Instrument | 20200828000880 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 30 OAK POINT RD, SAUGUS, MA 01906-2082 |
| Document Number | 37359-325 |
| Instrument Date | Feb 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 208 OAK RIDGE CT GREER SC 296503308, GREER, SC 29650-3308 |
| Document Number | 37359-325 |
|---|---|
| Date | Mar 01, 2019 |
| Book Page | 037359/000325 |
| Instrument | 1002780 |
| Name | LENDUSA LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 28, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Mar 01, 2019 |
| Property Address | 30 OAK POINT RD, SAUGUS, MA 01906-2082 |
| Document Number | 37360-19 |
| Book / Page | 037360 / 000019 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 1003500 |
| Record Updated | Mar 25, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,504.80 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 208 OAK RIDGE CT GREER SC 296503308, GREER, SC 29650-3308 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,887.00 (+5.26%) | $457,600 (+4.95%) Land $324,700 Building $132,900 | $465,500 |
| 2024 | $4,643.00 (+3.52%) | $436,000 (+9.47%) Land $306,100 Building $129,900 | |
| 2023 | $4,485.00 | $398,300 Land $269,000 Building $129,300 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 337 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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