Clay County property record for 30 Mill Creek Dr, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,296 sqft · built 2016 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $48,500 (Jul 2005) |
| Tax Bill | $799 (2026) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 651000129714 |
| Primary APN | 651000129714 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Building Area | 1,296 sqft Heated Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 33,106 sqft (0.76 acres) |
| Account Number | 16323303 |
|---|---|
| Street Address | 30 MILL CREEK DR |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-9566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3 |
| Legal Tract | 3 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | SHOOTING CREEK |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 950102 |
Source: Clay County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 30233 RIVER RANCH BLVD, RIVER RANCH, FL 33867-1212 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2005 · Amount on Record |
| Deed Sale | Jul 6, 2005 · Amount on Record |
| Deed Document Number | 20053049 |
| Deed Book / Page | 290 / 25 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | MILL CRK DR, HAYESVILLE, NC 28904 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00B14/0042 |
|---|---|
| Date | Feb 2, 2017 |
| Book Page | B14/0042 |
| Instrument | 2017000243 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.97% |
| Type Change Date | Feb 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.97% |
| Max Rate At Change | 8.97% |
| Index | 1-Year LIBOR |
| Max Rate | 12.9% |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $799.00 (+17.33%) | $225,500 (+82.3%) Land $49,000 Building $176,500 | $225,500 (+82.3%) Land $49,000 Building $176,500 |
| 2025 | $681.00 (+17.21%) | $123,700 (-) Land $37,700 Building $86,000 | $123,700 (-) Land $37,700 Building $86,000 |
| 2023 | $581.00 | $123,700 Land $37,700 Building $86,000 | $123,700 Land $37,700 Building $86,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Oct 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
May also be available: Frontier.
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures