30 McGuire St, Murphy, NC 28906 Property Records

Cherokee County property record for 30 McGuire St, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,008 sqft · built 1914
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Tax Bill	$361 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`459216830505000`

Property Details

APN / Parcel Number

Primary APN	`459216830505000`
Alternative APN	`23416`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1960
Exterior Material	Composition/Composite
Foundation Type	Footing
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	151 ft deep x 274 ft wide
Garage Type	Carport
Carport	Carport
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	23416
Street Address	30 MCGUIRE ST
City	MURPHY
State	NC
Zip	28906-5103
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR COWEN 863/30 1182/468 1182/470
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3073
Census Tract	930401

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 579, MURPHY, NC 28906-0579
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST COMPANY
Jun 29, 2018	Deed of Trust, Mortgage NANTAHALA BANK & TRUST COMPANY
Apr 9, 2020	Deed of Trust, Mortgage NANTAHALA BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2007
Deed Sale	Jan 11, 2007
Prior Sale	Sep 20, 2005 · Amount on Record
Deed Document Number	2007-0000341
Deed Book / Page	1268 / 0555
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	30 MCGUIRE ST, MURPHY, NC 28906-5103
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1684/219
Date	Jun 22, 2021
Book Page	1684/219
Instrument	4183

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	30 MCGUIRE ST, MURPHY, NC 28906-5103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01590/0701
Date	Jun 29, 2018
Book Page	01590/0701
Instrument	03172

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 29, 2038

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	30 MCGUIRE ST, MURPHY, NC 28906-5103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1640/1012
Date	Apr 9, 2020
Book Page	1640/1012
Instrument	1810

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 9, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$361.00	$38,970 (-)	$38,970 (-) Land $5,800 Building $33,170
2023		$38,970	$38,970 Land $5,800 Building $33,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
T-Mobile Fixed Wireless	100 / 20
RiverStreet Networks Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Blue Ridge Mountain EMC, Peachtree Broadband Fiber.

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