30 Laura Ln, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 30 Laura Ln, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,253 sqft · built 2010
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$389,000 (Oct 2020)
Tax Bill$12,303 (2026)
Deeds & MortgagesJul 2021 Sale & Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422400 60.16-1-81

Property Details

APN / Parcel Number

Primary APN422400 60.16-1-81
Alternative APN
  • 240006001600010810000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,253 sqft Living Area
1st Floor Area1,090 sqft
2nd Floor Area1,163 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions190 ft deep x 29.3 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area72 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address30 LAURA LN
CitySCHENECTADY
StateNY
Zip12304-5408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionFIELDSTONE ESTATES P U D
Legal Block1
Legal Lot Number81.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group3
Census Block3007
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address30 LAURA LN, SCHENECTADY, NY 12304-5408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2021Warranty Deed, Transfer · Conventional Mortgage
SUNMARK FCU
Oct 29, 2020Warranty Deed, Transfer · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2020 · Amount on Record
Deed SaleOct 29, 2020 · Amount on Record
Prior SaleAug 23, 2012 · Amount on Record
Deed Document Number202033780
Deed Book / Page2044 / 590
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 8, 2021
Property Address30 LAURA LN, SCHENECTADY, NY 12304-5408
Document Number0000032082
Book / Page2062 / 306
Map ReferenceMAP 2009-45-2009-48
Instrument DateJun 23, 2021
Instrument202132082
Transaction TypeTransfer
Record UpdatedJul 21, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,624.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1100 ILEAGBES ROAD, RALEIGH, NC 27603-2378

Mortgage

Document Number0000032083
DateJul 8, 2021
Instrument202132083
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 29, 2020
Property Address30 LAURA LN, SCHENECTADY, NY 12304-5408
Document Number0000033780
Book / Page2044 / 590
Map ReferenceCAB C SL 355-358
Instrument DateOct 28, 2020
Instrument202033780
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanySHAKER ABSTRACT & TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,556.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address30 LAURA LN, 30, SCHENECTADY, NY 12304-5408

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 TOWNWOOD DR, ALBANY, NY 12203-5608

Mortgage

Document Number0000033781
DateOct 29, 2020
Instrument202033781
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateNov 1, 2027
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change4.5%
Index1-Year CMT
Margin3
Max Rate8.5%

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,303.00 (+2.95%)
2025$11,950.00$345,000 (-) Land $58,000 Building $287,000$511,100 (+17.04%) Land $85,924 Building $425,176
2023$345,000 Land $58,000 Building $287,000$436,700 Land $73,416 Building $363,284

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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