30 Lagoon Way, Palm Coast, FL 32137 Property Records

Flagler County property record for 30 Lagoon Way, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,904 sqft · built 2023
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$383,630 (May 2023)
Tax Bill	$5,279 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-10-30-4260-00000-0560`

Property Details

APN / Parcel Number

Primary APN	`27-10-30-4260-00000-0560`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	30 LAGOON WAY
City	PALM COAST
State	FL
Zip	32137-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	MATANZAS LAKES S/D MB 39 PG 32 LOT 56
Legal Range	30E
Legal Township	10S
Legal Section	27
Legal Subdivision	MATANZAS LAKES
Legal Lot Number	56
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1007
Census Tract	60216

Owner

30 Lagoon Way is owned and occupied by an individual who bought it in May 2023.

Source: Flagler County records, as of April 7, 2026

Owner of Record	Individual Name on File
Mailing Address	30 LAGOON WAY, PALM COAST, FL 32137-9611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 4, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 21, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2023 · Amount on File
Deed Sale	May 4, 2023 · Amount on File
Deed Document Number	202319171
Deed Book / Page	2777 / 1894
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	30 LAGOON WAY, PALM COAST, FL 32137-9611
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 LAGOON WAY, PALM COAST, FL 32137-9611

Mortgage

Document Number	0030400338
Date	Mar 24, 2026
Book Page	3040/338
Instrument	2026012059

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 4, 2023
Property Address	30 LAGOON WAY, PALM COAST, FL 32137-9611
Document Number	0027771894
Book / Page	2777 / 1894
Map Reference	MB 39 PG 32-35
Instrument Date	Apr 26, 2023
Instrument	2023019171
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2023
Title Company	HILCOAST TITLE INSURANCE AGENCY INC, COAST TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,685.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 CYPRESS POINT PKWY # PKWY7, PKWY7, PALM COAST, FL 32164-8407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 LAGOON WAY, PALM COAST, FL 32137-9611

Mortgage

Document Number	0027771896
Date	May 4, 2023
Instrument	2777/1896

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 21, 2021
Property Address	30 LAGOON WAY, PALM COAST, FL 32137-9611
Document Number	0026191558
Book / Page	2619 / 1558
Map Reference	MB 39 PG 32-35
Instrument Date	Oct 4, 2021
Instrument	2021058270
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 CYPRESS POINT PKWY # PKWY7, 185, PALM COAST, FL 32164-8407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 CYPRESS POINT PKWY # 7, 7, PALM COAST, FL 32164-8407
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 30 Lagoon Way was $5,279 with exemptions applied, down 1% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,279.00 (-0.99%) Homeowner's exemption Widower's exemption	$338,626 Land $57,500 Building $281,126	$338,626 Land $57,500 Building $281,126
2024	$5,332.00 (+404.92%)
2023	$1,056.00 (-2.58%)	$57,000 (-) Land $57,000	$57,000 (-) Land $57,000
2022	$1,084.00	$57,000 Land $57,000	$57,000 Land $57,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 30 Lagoon Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30 Lagoon Way is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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