Stone County property record for 30 Ladybug Ln, Reeds Spring, MO 65737
| Property Type | Duplex |
|---|---|
| Details | 2,672 sqft · built 1995 |
| Owner | Individual Name on Record |
| Tax Bill | $1,161 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-7.0-35-004-002-001.001 |
| Primary APN | 08-7.0-35-004-002-001.001 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,672 sqft Adjusted Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Heating System | Forced Air |
|---|
| Street Address | 30 LADYBUG LN |
|---|---|
| City | REEDS SPRING |
| State | MO |
| Zip | 65737-9750 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | NA |
| Legal Description | LOT:2 BLK:2 SUBD:RAINBOW HILLS ADDITION PH 1 SEC/TWN/RNG/MER:SEC 35 TWN 24 RNG 23 |
| Legal Subdivision | RAINBOW HILLS ADDITION PH 1 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | STONE MO |
| Township / Civil Division | RUTH A |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 90606 |
Source: Stone County records, as of November 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 LADYBUG LN, REEDS SPRING, MO 65737-9750 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2002 |
| Deed Sale | Oct 31, 2002 |
| Deed Document Number | 0004324272 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONE MO |
| Property Address | 30 LADYBUG LN, REEDS SPRING, MO 65737-9750 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800001319 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 201800001319 |
| Name | FIRST NATIONAL BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | EAST LANSING, MI 48826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 15, 2048 |
Source: Stone County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Stone County |
| Municipality | Reeds Spring City |
| Unified School District | Reeds Spring R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,161.00 | $23,750 (-) | $125,000 (-) Land $18,300 Building $106,700 |
| 2023 | $1,161.00 | $23,750 | $125,000 Land $18,300 Building $106,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REEDS SPRING PWS serves 1,287 people · EPA ID MO5010679 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 500 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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