Lake County property record for 30 James Rd, Silver Bay, MN 55614
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1956 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,500 (Mar 2012) |
| Tax Bill | $1,250 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| APN | 22-7500-24230 |
| Primary APN | 22-7500-24230 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Gross Area |
| 1st Floor Area | 960 sqft |
| Utility Area | 192 sqft |
| Flooring | Vinyl/Resilient |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 161 ft deep x 70 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | 180 sqft |
| Sauna | Sauna |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Street Address | 30 JAMES RD |
|---|---|
| City | SILVER BAY |
| State | MN |
| Zip | 55614-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 BLOCK 24 |
| Legal Subdivision | SILVER BAY SEVENTH DIVISION |
| Legal Block | 24 |
| Legal Lot Number | 23 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | SILVER BAY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 370300 |
30 James Rd is owned and occupied by an individual who bought it in March 2012.
Source: Lake County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 30 JAMES RD, SILVER BAY, MN 55614-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2012 · Amount on File |
| Deed Sale | Mar 6, 2012 · Amount on File |
| Prior Sale | Jul 13, 2009 · Amount on File |
| Deed Document Number | 201240246 |
| Prior Transfer Date | Feb 11, 2009 |
| Prior Transfer Doc | 0000037738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 30 JAMES RD, SILVER BAY, MN 55614-1220 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000T061/73 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | T061/73 |
| Instrument | T000050328 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
The 2026 property tax bill for 30 James Rd was $1,250 with a homeowner's exemption, up 12.2% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Silver Bay City |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,250.00 (+12.21%) Homeowner's exemption | $148,400 (-6.31%) Land $19,900 Building $128,500 | $148,400 (-6.31%) Land $19,900 Building $128,500 |
| 2025 | $1,114.00 | $158,400 Land $19,900 Building $138,500 | $158,400 Land $19,900 Building $138,500 |
| 2023 | $175,600 Land $19,900 Building $155,700 | $175,600 Land $19,900 Building $155,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 30 James Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 30 James Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Silver Bay serves 1,826 people · EPA ID MN1380003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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