30 Jacqueline Cir, O Fallon, MO 63368 Property Records

St. Charles County property record for 30 Jacqueline Cir, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1995
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$151,270 (Mar 2021)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A952000473`

Property Details

APN / Parcel Number

Primary APN	`A952000473`
Alternative APN	`2-0126-7111-00-0071.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	2,554 sqft
1st Floor Area	1,104 sqft
Basement Area	1,070 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Deck Area	Deck Area
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A952000473
Street Address	30 JACQUELINE CIR
City	O FALLON
State	MO
Zip	63368-7882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENSINGTON PL #4 LOT 71
Legal Subdivision	KENSINGTON PL #4
Legal Lot Number	71
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2003
Census Tract	311739

Owner

30 Jacqueline Cir is owned and occupied by two individuals who bought it in March 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	30 JACQUELINE CIR, O FALLON, MO 63368-7882
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
Nov 22, 2021	Deed of Trust, Mortgage · FHA Mortgage GERSHMAN INVESTMENT CORP
Mar 2, 2021	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Feb 16, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on File
Deed Sale	Mar 2, 2021 · Amount on File
Prior Sale	Feb 16, 2021 · Amount on File
Deed Document Number	202118209
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	30 JACQUELINE CIR, O FALLON, MO 63368-7882
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 JACQUELINE CIR, O FALLON, MO 63368-7882

Mortgage

Document Number	0000046256
Date	Nov 9, 2023
Instrument	2023R-046256

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Nov 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	30 JACQUELINE CIR, O FALLON, MO 63368-7882
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000565720
Date	Oct 9, 2019
Book Page	7159/1646
Instrument	20191009000565720

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	WRIGHT CITY, MO 63390

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	30 JACQUELINE CIR, O FALLON, MO 63368-7882
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 JACQUELINE CIR, O FALLON, MO 63368-7882

Mortgage

Document Number	0000095332
Date	Nov 22, 2021
Instrument	2021R-095332

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 2, 2021
Property Address	30 JACQUELINE CIR, O FALLON, MO 63368-7882
Document Number	0000018209
Map Reference	MB 31 PG 399&400
Instrument Date	Feb 25, 2021
Instrument	2021R-018209
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1278 JUNGERMANN RD, 1278, SAINT PETERS, MO 63376-6964

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 JACQUELINE CIR, O FALLON, MO 63368-7882

Mortgage

Document Number	0000018210
Date	Mar 2, 2021
Instrument	2021R-018210

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

February 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ST CHARLES MO
Recording Date	Feb 16, 2021
Property Address	30 JACQUELINE CIR, O FALLON, MO 63368-7882
Document Number	0000013707
Map Reference	MB 31 PG 399&400
Instrument Date	Nov 10, 2005
Instrument	2021R-013707
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Feb 16, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

Interest

Rate	8.9%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$51,613	$271,648 Land $50,000 Building $221,648
2023	$46,708
2022		$245,832 Land $40,000 Building $205,832

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 30 Jacqueline Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30 Jacqueline Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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