30 Hesper St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 30 Hesper St, Saugus, MA 01906

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,258 sqft · built 2003
Lot Size	0.314 acres (13,691 sqft)
Owner	2 Individual Names on File
Last Sale	$674,000 (Mar 2025)
Tax Bill	$6,357 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-F B:0023 L:0002`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-F B:0023 L:0002`
Alternative APN	`M:009=F B:0023 L:0002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,258 sqft Living Area
Gross Area	2,865 sqft
1st Floor Area	2,258 sqft
Basement Area	607 sqft
Unfinished Basement	607 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,691 sqft
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	30 HESPER ST
City	SAUGUS
State	MA
Zip	01906-2281
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	23
Legal Lot Number	2
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2039
Census Tract	208302

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	30 HESPER ST, 2, SAUGUS, MA 01906-2281
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage INSTITUTION FOR SVGS NEWBURYPO
Aug 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Aug 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Aug 2, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on File
Deed Sale	Mar 28, 2025 · Amount on File
Prior Sale	Aug 2, 2019 · Amount on File
Deed Document Number	202520250328000150
Deed Book / Page	42634 / 454
Prior Transfer Date	Aug 1, 2019
Prior Transfer Doc	37725-245
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Recording Date	Jun 1, 2026
Property Address	30 HESPER ST, SAUGUS, MA 01906-2281
Document Number	043418-284
Book / Page	43418 / 284
Instrument Date	May 26, 2026
Instrument	20262870
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 HESPER ST, SAUGUS, MA 01906-2281

Mortgage

Document Number	0000002870,
Date	Jun 1, 2026
Book Page	43418/284
Instrument	20262870

Lender

Name	INSTITUTION FOR SVGS NEWBURYPO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Type Change Date	Jun 1, 2031
Index	1-Year CMT
Margin	3
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	30 HESPER ST, SAUGUS, MA 01906-2281
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041134-422
Date	Aug 17, 2022
Book Page	41134/422
Instrument	20220817000530

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	30 HESPER ST, SAUGUS, MA 01906-2281
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40211-1
Date	Aug 25, 2021
Book Page	40211/1
Instrument	20210825005100

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 2, 2019
Property Address	30 HESPER ST, SAUGUS, MA 01906-2281
Document Number	37725-245
Book / Page	37725 / 245
Instrument Date	Aug 1, 2019
Instrument	20190802003770
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 HESPER ST # 2, 2, SAUGUS, MA 01906-2281

Mortgage

Document Number	190802003780
Date	Aug 2, 2019
Instrument	190802003780

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,357.00 (+19.83%)	$610,100 (+22.83%) Building $609,000	$637,314 (+0.08%)
2025	$5,305.00 (+3.63%)	$496,700 (+3.33%) Building $496,700	$636,785
2024	$5,119.00 (+0.75%)	$480,700 (+6.54%) Building $480,700
2023	$5,081.00	$451,200 Building $451,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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