Suffolk County and Smithtown Town property record for 30 Gilbert Ave, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,191 sqft · built 1995 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $16,199 (2024) |
| Deeds & Mortgages | Mar 2021 Refinance Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 135.-3-5 |
| Primary APN | 473489 135.-3-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,191 sqft Living Area |
| Gross Area | 3,132 sqft |
| 1st Floor Area | 1,230 sqft |
| 2nd Floor Area | 961 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 37,897 sqft (0.87 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 723 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 436 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 30 GILBERT AVE |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-5310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-604801 TC-70 *1761 E 10 X 259 LOTRIDGELY PARK SEC 1 LOT 5 |
| Legal Subdivision | MAP RIDGELY PARK SECTION 1 |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 135306 |
Source: Suffolk County and Smithtown Town records · APN 473489 135.-3-5
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 30 GILBERT AVE, SMITHTOWN, NY 11787-5310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Sep 20, 2019 | Grant Deed, Transfer · FHA Mortgage CARDINAL FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 22, 1994 |
| Transfer Doc | 1168000494 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 30 GILBERT AVE, SMITHTOWN, NY 11787-5310 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232510172 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 23251/172 |
| Instrument | DL064067 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 20, 2019 |
| Property Address | 30 GILBERT AVE, SMITHTOWN, NY 11787-5310 |
| Document Number | 0130290694 |
| Book / Page | 013029 / 000694 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,136.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 ALMA LIND LN NESCONSET NY 117673105, NESCONSET, NY 11767-3105 |
| Document Number | 230620861 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 023062/000861 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2049 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,275 (-) Land $390 Building $5,885 | $784,375 (+10,775.97%) Land $48,750 Building $735,625 | |
| 2024 | $16,199.00 | ||
| 2023 | $6,275 Land $390 Building $5,885 | $7,212 Land $448 Building $6,764 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 257 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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