30 Garden Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 30 Garden Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,792 sqft · built 1963
Lot Size	0.464 acres (20,212 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,075,000 (Jan 2017)
Tax Bill	$32,464 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-05203-0000-00041`

Property Details

APN / Parcel Number

Primary APN	`18-05203-0000-00041`
Alternative APNs	`1800096F00033` `180520300041`

Interior

Stories	2 Stories
Building Area	3,792 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Construction Type	Frame
Lot Area	20,212 sqft (0.464 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800096F00033
Street Address	30 GARDEN RD
City	SUMMIT
State	NJ
Zip	07901-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	5203
Legal Lot Number	41
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4004
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 GARDEN RD, SUMMIT, NJ 07901-3029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 25, 2017	Grant Deed, Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2017 · Amount on Record
Deed Sale	Jan 25, 2017 · Amount on Record
Prior Sale	Oct 10, 1991 · Amount on Record
Deed Document Number	2017282636
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	30 GARDEN RD, SUMMIT, NJ 07901-3029
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148802939
Date	Feb 10, 2021
Book Page	14880/2939
Instrument	3786

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jan 25, 2017
Property Address	30 GARDEN RD, SUMMIT, NJ 07901-3029
Document Number	0061680787
Book / Page	006168 / 000787
Instrument Date	Jan 9, 2017
Instrument	282636
Transaction Type	Transfer
Record Updated	Mar 23, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30 GARDEN RD SUMMIT NJ 079013029, SUMMIT, NJ 07901-3029

Mortgage

Document Number	142240814
Date	Jan 25, 2017
Book Page	014224/000814
Instrument	635626

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2047

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$726,100 (-) Land $339,200 Building $386,900	$726,100 (-) Land $339,200 Building $386,900
2025	$32,464.00 (+2.64%)	$726,100 (-) Land $339,200 Building $386,900	$726,100 (-) Land $339,200 Building $386,900
2024	$31,628.00 (-2.33%)
2023		$726,100 Land $339,200 Building $386,900	$726,100 Land $339,200 Building $386,900
2022	$32,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (2004–2026)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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