30 Elm St, Westerly, RI 02891 Property Records

Westerly Town property record for 30 Elm St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 4,470 sqft · built 1900
Lot Size0.308 acres (13,405 sqft)
OwnerCompany Name on File
Last Sale$866,500 (Feb 2025)
Tax Bill$6,743 (2025)
Deeds & MortgagesOct 2021 Refinance
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNWEST M:66 B:90

Property Details

APN / Parcel Number

Primary APNWEST M:66 B:90
Alternative APNs
  • M:066 B:90 L
  • 3231905

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories3 Stories
Building Area4,470 sqft Living Area
Gross Area7,744 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,405 sqft (0.308 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3231905
Street Address30 ELM ST
CityWESTERLY
StateRI
Zip02891-2126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block90
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group4
Census Block4014
Census Tract50801

Owner

Source: Westerly Town records · APN WEST M:66 B:90

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address67 PETERSVILLE RD, NEW ROCHELLE, NY 10801-4439
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PENTAGON FCU
Nov 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
SEACOAST MTG
Jan 09, 2017Warranty Deed, Transfer · FHA Mortgage
SEACOAST MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 18, 2025 · Amount on Record
Deed SaleFeb 18, 2025 · Amount on Record
Prior SaleJan 09, 2017 · Amount on Record
Deed Document Number2025465
Deed Book / Page2025 / 1737
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address30 ELM ST, WESTERLY, RI 02891-2126
Transaction TypeMortgage
Record UpdatedOct 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021-25353
DateOct 12, 2021
Book Page2021/25353
Instrument2021-5671
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address30 ELM ST, WESTERLY, RI 02891-2126
Document Number2020-6237
Instrument DateNov 19, 2020
Transaction TypeMortgage
Record UpdatedDec 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 ELM ST WESTERLY RI 028912126, WESTERLY, RI 02891-2126

Mortgage

Document Number2020-6237
DateNov 24, 2020
Book Page002020/026237
Instrument24856008
Lender
NameSEACOAST MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 23, 2050

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJan 09, 2017
Property Address30 ELM ST, WESTERLY, RI 02891-2126
Document Number2017-511
Book / Page2017 / 511
Instrument110
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$53.54
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20170513
DateJan 09, 2017
Instrument02017/0513
Lender
NameSEACOAST MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 09, 2047

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,743.00 (-0.79%)$866,700 (+29.55%) Land $228,600 Building $638,100
2023$6,797.00 (+0.59%)$669,000 (-) Land $172,500 Building $496,500
2022$6,757.00$669,000 Land $172,500 Building $496,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims23 (1982–2021)
Claims Outside the SFHA3 of 23
Most Recent ClaimSep 2021, other causes
Claims By Storm
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Hurricane Gloria, Sep 1985 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Wilcox Park Historic District
listed 1973 · 89 contributing resources · NRIS 73000011

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 361 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Cogeco Cable Holdings II, Verizon, Xfinity, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

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